November 2019 - Direct Lending Malaysia

Month: November 2019

What are the Differences between Koperasi and Licensed Moneylender?

Most of the personal loans in Malaysia are offered by banks, cooperatives (Koperasi) and Licensed Moneylender. There are some misconceptions stating that Koperasi is categorised under Licensed Moneylender or vice versa. Before we discuss about the differences between Koperasi Loan and personal loan by Licensed Moneylenders, let us first understand about the general concepts of …

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7 Ways To Achieve Your Financial Goals In 2020

The outlook for the Malaysian economy next year is reassuring, given the projections of a 4.8% GDP growth rate from 4.7% in 2019. As part of its “Shared Prosperity Vision 2030”, the emphasis of the government is on sustainable economic growth, revenue enhancement and prudent spending despite the tight finances. Malaysians, regardless of generation, should …

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Apakah itu Pinjaman Koperasi & Perbezaannya dengan Pinjaman Bank Komersial?

(Artikel ini pada asalnya diterbitkan pada 18 September 2017 dan dikemas kini pada 13 November 2019.) Pinjaman Koperasi adalah sejenis pinjaman peribadi yang ditawarkan kepada kakitangan kerajaan persekutuan dan negeri, pihak berkuasa tempatan (majlis), badan berkanun dan agensi kerajaan terpilih. Lazimnya, pembayaran balik Pinjaman Koperasi dilakukan menerusi potongan gaji atau Biro ANGKASA. Kebanyakan Pinjaman Koperasi …

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