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What is flat rate vs. effective interest rate & fixed rate vs. floating rate?
When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating …
Impact of Base Rate (BR) & Revised Reference Rate Towards Your Loan
History Of The Reference Rate Framework The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference …
5 Underrated Techniques To Settle Debt – Many Are Unaware Of No 2!
When debt starts to build up and you spend your monthly salary just to pay back debt, this is a sign for you to know …
3 Ways To Overlap Personal Loan
Personal loan is deemed interesting to borrowers due to its flexibility. One of the uniqueness of a personal loan is that you only need to …
[INFOGRAPHIC] Top 6 Mistakes To Avoid When Applying For A Personal Loan
Many of us prefer personal loans due to its flexibility and most importantly, no collateral and guarantor are required. Loan processing will also be less …
10 Effective Ways To Pay Off Car Loans Faster
According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 …
[INFOGRAPHIC] Top 10 Tips To Pay Off Debts
Are you a person who is often burdened with debt that you cannot afford to pay off? You are not the only one, as more …
[INFOGRAPHIC] Protect Yourself From These 5 Types of Scams
The number of Macau scam cases have surged especially during the pandemic when individuals are cash-strapped from losing their main source of income. Report states …
Should You Use Personal Loan To Pay Off Credit Card Debt?
(This article was originally published on the 30th January 2018 and updated on the 6th April 2021). The greatest mess one can experience is to …
[INFOGRAPHIC] The Differences: Islamic Personal Financing vs Conventional Personal Loan
Personal financing or personal loan is a popular choice of many when it comes to solving financial problems because of its flexibility as it does …
