Direct Lending

[INFOGRAPHIC] Differences between CCRIS and CTOS

CCRIS and CTOS are some of the crucial terms that always came up when dealing with loan and financing application process. However, many of us are not clear on the dividing line between these two. What are the...

Should I Consolidate My Debts with Personal Loan?

The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford...

5 Things to Watch for When Acting as a Loan Guarantor

Have you ever been approached by a relative or close friend and asked to act as loan guarantor? The scenario is typical for would-be borrowers that are required by lending institutions to produce a loan...

Category - Banking Guide

Have banking questions? Learn all about it with our in depth articles and guides!