Direct Lending

[INFOGRAPHIC] Differences between CCRIS and CTOS

CCRIS and CTOS are some of the crucial terms that always came up when dealing with loan and financing application process. However, many of us are not clear on the dividing line between these two. What are the...

Should I Consolidate My Debts with Personal Loan?

(This article was originally published on the 7th of February 2019 and updated on the 4th of October 2019).  The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is...

5 Things to Watch for When Acting as a Loan Guarantor

Have you ever been approached by a relative or close friend and asked to act as loan guarantor? The scenario is typical for would-be borrowers that are required by lending institutions to produce a loan...

Category - Banking Guide

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