Direct Lending

5 Things to Watch for When Acting as a Loan Guarantor

Have you ever been approached by a relative or close friend and asked to act as loan guarantor? The scenario is typical for would-be borrowers that are required by lending institutions to produce a loan...

5 Things to Watch Out When You Apply for Koperasi Loan

In any given situation where money is involved, precautions must be taken seriously in order to avoid unnecessary negative outcomes such as losing your hard-earned money. When applying for any sort of loan...

Good Debt vs. Bad Debt

The least-regarded aspect of personal finance is handling indebtedness. The scope of personal finance extends beyond managing finances. Many focus mainly on the concept of savings, earnings, investing, and...

How to Save And Buy for Your Dream House

Having a house is something that almost everyone wishes to own. Due to the expensive house prices, hopes of owning a house might seem difficult but it is definitely not impossible. Ideas on savings and...

5 Steps To Reduce Your Monthly Debt Commitment?

A critical component of personal finance is avoiding debt build up. Debt management is a growing concern of many in Malaysia. One of the major reasons why financial liabilities are growing in alarming...

Purchasing a Motorcycle – Motorbike Loan or Personal Loan?

As far as private vehicles go, the main options are either cars or motorcycles. Given the high car prices in Malaysia, motorcycles offer a cheaper alternative to consumers seeking to acquire personal...

Should You Use Personal Loan To Pay Off Your Credit Card Debt?

The greatest mess one can experience is to wallow in credit card debt. Credit cards ominously changed the spending habits of many. The so-called ‘plastic’ is no longer a status symbol. As the parameters on the...

Credit Card Vs Personal Loan – Which One Should You Use?

There comes a time where we may find ourselves in need of a huge sum of money; whether it is to foot the bill of unforeseen business expenses or to cover the medical fees of a vital surgery. Often, this comes...

How To Achieve A Stress-Free 2018

Whenever a calendar year is about to end, the dawn of a new year offers fresh hope and renewed optimism. Almost everyone shares the belief that life will change for the better, especially in the financial...

Should You Take A Personal Loan For Your Side Business?

A way to ensure you have enough cash to support or to grow your business is to take a loan. You can either apply for a personal loan or a business loan. Here, we outline the differences between the two types...

Category - Koperasi & Personal Loan

Good Debt vs. Bad Debt

The least-regarded aspect of personal finance is handling indebtedness. The scope of personal finance extends beyond managing finances. Many focus mainly on the concept of savings, earnings, investing, and spending. Of the four, spending stands out...

What is CCRIS and CTOS?

Since the start of our operations last year, Direct Lending is honoured to have assisted many borrowers in successfully getting their co-operative personal loans (koperasi loan or pinjaman koperasi). Along the way, we have received many enquiries...