Direct Lending

How to Clear Your PTPTN Loan?

In the recent news, PTPTN borrowers whom are listed in the CCRIS record are allowed to buy their first home. However, PTPTN borrowers who have overdue education loan will continue to face negative consequences...

What Happens to My Loans if I Die?

What happens to my loans if I die? That is a question a loan borrower avoids giving serious thought. There are instances when a person suddenly passes away and leaves behind an outstanding loan. The bereaved...

10 Tips To Avoid Getting Into A Bad Debt

The worst financial mess one can ever get into is to be saddled with debts. Many are doomed the minute they start missing out on payments or evading their creditors. Those are clear signs an error in judgment...

5 Tips to Overcome Financial Emergencies

Every one of us has at some point had to deal with a financial emergency, whether it is an unexpected medical bill, a home emergency or a major car repair. In life, accidents happen and you just have to face...

5 Personal Loan Myths that You Should Know

Personal loans are often related to various unpleasant issues among Malaysians. The concept of personal loan is often misconstrued by some parties who have failed in their financial management. As a result...

Buying A House With A Salary Below RM 3 thousand? Here’s How!

Purchase of a home has become a hot topic among the younger generation these days because many regard this as impossible and cannot be done due to the current economic climate. Never make excuses before we...

Should I Consolidate My Debts with Personal Loan?

The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford...

5 Things to Watch for When Acting as a Loan Guarantor

Have you ever been approached by a relative or close friend and asked to act as loan guarantor? The scenario is typical for would-be borrowers that are required by lending institutions to produce a loan...

5 Things to Watch Out When You Apply for Koperasi Loan

In any given situation where money is involved, precautions must be taken seriously in order to avoid unnecessary negative outcomes such as losing your hard-earned money. When applying for any sort of loan...

Good Debt vs. Bad Debt

The least-regarded aspect of personal finance is handling indebtedness. The scope of personal finance extends beyond managing finances. Many focus mainly on the concept of savings, earnings, investing, and...

Category - Koperasi & Personal Loan

Good Debt vs. Bad Debt

The least-regarded aspect of personal finance is handling indebtedness. The scope of personal finance extends beyond managing finances. Many focus mainly on the concept of savings, earnings, investing, and spending. Of the four, spending stands out...