Direct Lending

What is the 50/30/20 Rule?

People need to have a plan to achieve long term financial goals. If you think preparing a financial plan is burdensome, you can keep it simple. A tool many are discovering to be a useful budgeting method is...

Should Couples Split Their Bills and Expenses?

Money is a talking point when two working individuals marry or become a couple. ‘What is mine; is considered mine’. This typical mindset might not hold anymore for a relationship to stay healthy and long...

Clever Ways to Spend Your First Salary

(This article was originally published on the 29th August 2017 and updated on the 6th January 2020).  If you are a young graduate who just got employed, receiving your first salary can be really exciting...

7 Financial Goals to Achieve Before You Reach 30

Millennials in Malaysia are known to be disciplined savers. That is what the results of a recent survey conducted by VASE.AI shows. In the results presented last May 29, 2019, the majority of the 1,525...

6 Effective Ways You Can Cut Your Petrol Cost

(This article was originally published on the 29th April 2017 and updated on the 23th December 2019). We can all agree that the cost of living in Malaysia has increased significantly. One of our daily...

Is it Better to Pay Debt or Invest?

The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two. Debt is a liability, while investment is an asset. If you have...

Scammer Pretending to be Direct Lending Offering Easy Loans

There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose. Lately, we have received numerous calls from our customers...

7 Practical Ways To Increase Your Income

(This article was originally published on the 22nd December 2017 and updated on the 11th November 2019).  With increasing living costs, there is now a need to supplement the family income to maintain our...

Category - Lifestyle

Is it Better to Pay Debt or Invest?

The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two. Debt is a liability, while investment is an asset. If you have outstanding debts, you honour them by...

7 Practical Ways To Increase Your Income

(This article was originally published on the 22nd December 2017 and updated on the 11th November 2019).  With increasing living costs, there is now a need to supplement the family income to maintain our standards of living. With this in mind, let’s...