Direct Lending

5 Places You Can Go for Cheap and Affordable Necessities

(This article was originally published on the 8th July 2017 and updated on the 5th December 2019).  The price of things is increasing beyond our control. Although many of us can go without luxuries, there are...

Splurge vs Steal: Top 10 Must Buy Items

“YOU PAY LESS”. Now, who doesn’t want that? The holiday season is coming. You don’t have the time to browse for gifts,  you don’t know what to get, or you could only spend within...

7 Ways To Achieve Your Financial Goals In 2020

The outlook for the Malaysian economy next year is reassuring, given the projections of a 4.8% GDP growth rate from 4.7% in 2019. As part of its “Shared Prosperity Vision 2030”, the emphasis of the government...

Buy or Rent a House in Malaysia?

Home Ownership in Malaysia The home ownership rate in Malaysia accumulates up to 72.5% which is among the highest in Asia. However, many are trapped in debt being unable to pay monthly instalments promptly...

5 Things To Consider Before Getting A Personal Loan

Whether you are a business owner or a gainfully employed individual, the need for money is ever present. Your steady stream of income will get you by to pay for recurring expenses and cover your day-to-day...

Is Licensed Moneylender Considered an ‘Ah Long’?

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount. But, the...

How to Avoid Money Arguments with Your Spouse

There are many reasons why marriages do not last. Infidelity or cheating on the spouse is the most common ground for separation. Lack of communication, lack of affection and failed expectations can also lead...

5 Ways to Save for Children’s Education

It is every parent’s dream to watch their child walk across the stage, proudly wearing the graduation robe, to receive the scroll that certifies him or her a graduate. However, we all know that a tertiary...

Category - Lifestyle

7 Practical Ways To Increase Your Income

With increasing living costs, there is now a need to supplement the family income to maintain our standards of living. With this in mind, let’s explore the 7 different ways of making some extra income instead, using safe and wholesome ways. The...