Direct Lending

7 Practical Ways To Increase Your Income

(This article was originally published on the 22nd December 2017 and updated on the 24th March 2020).  With increasing living costs, there is now a need to supplement the family income to maintain our...

What To Do During Movement Control Order in Malaysia?

Ever wonder what are you planning to do at home while the Malaysian government has implemented ‘Movement Control Order’ from the 18th March – 31st March 2020? First thing first, don’t panic! This is a Movement...

5 Ways to Start Helping Your Parents Financially

Parents financially supporting adult children are common in Malaysia. There are statistics showing that 57% of parents in the country spend one-third of disposable income to support grown-up children. But what...

5 Budget-Friendly Home Decor Ideas for Hari Raya

(This article was originally published on the 9th June 2017 and updated on the 3rd March 2020). The home is a place you return to for rest and comfort, therefore it is important to ensure that it reflects your...

How to Survive On a Low-Income Salary in Malaysia

(This article was originally published on the 22nd July 2017 and updated on the 25th February 2020).  According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they...

5 Ways to Teach your Children How to Save

Saving money is easier said than done. Developing the habit of saving is difficult, especially when you have little money left after spending on daily needs and paying bills. It’s even harder if you have...

Buying New vs Used Cars: Which One’s Worth Your Buck?

(This article was originally published on the 15th October 2017 and updated on the 5th February 2020).  The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many...

What is the 50/30/20 Rule?

People need to have a plan to achieve long term financial goals. If you think preparing a financial plan is burdensome, you can keep it simple. A tool many are discovering to be a useful budgeting method is...

Category - Lifestyle

What To Do During Movement Control Order in Malaysia?

Ever wonder what are you planning to do at home while the Malaysian government has implemented ‘Movement Control Order’ from the 18th March – 31st March 2020? First thing first, don’t panic! This is a Movement Control Order and not a Lockdown. You...

Is it Better to Pay Debt or Invest?

The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two. Debt is a liability, while investment is an asset. If you have outstanding debts, you honour them by...