Direct Lending

5 Places You Can Go for Cheap and Affordable Necessities

(This article was originally published on the 8th July 2017 and updated on the 5th December 2019).  The price of things is increasing beyond our control. Although many of us can go without luxuries, there are...

Splurge vs Steal: Top 10 Must Buy Items

“YOU PAY LESS”. Now, who doesn’t want that? The holiday season is coming. You don’t have the time to browse for gifts,  you don’t know what to get, or you could only spend within...

7 Ways To Achieve Your Financial Goals In 2020

The outlook for the Malaysian economy next year is reassuring, given the projections of a 4.8% GDP growth rate from 4.7% in 2019. As part of its “Shared Prosperity Vision 2030”, the emphasis of the government...

10 Tips To Avoid Getting Into A Bad Debt

The worst financial mess one can ever get into is to be saddled with debts. Many are doomed the minute they start missing out on payments or evading their creditors. Those are clear signs an error in judgment...

5 Ways to Save for Children’s Education

It is every parent’s dream to watch their child walk across the stage, proudly wearing the graduation robe, to receive the scroll that certifies him or her a graduate. However, we all know that a tertiary...

4 Useful Money Saving Tips for Malaysians

One of the common complaints by Malaysian is the increasing cost of living. Many necessities, from groceries, clothes, book to properties and vehicles are experiencing a price increase. However, there is...

Buying A House With A Salary Below RM 3 thousand? Here’s How!

Purchase of a home has become a hot topic among the younger generation these days because many regard this as impossible and cannot be done due to the current economic climate. Never make excuses before we...

5 Ways to Save for Your Home Renovation

Home renovation makes a lot of sense if you are planning to stay in your purchased home for a long time. Nobody is happy about a leaking ceiling, an old and yellowish sofa piece, and broken tiles. And we all...

How to Save And Buy Your Dream House

(This article was originally published on the 8th of March 2018 and updated on the 1st of November 2019). Every individual surely wishes to own a house. The price of houses have been escalating over the years...

5 Steps To Reduce Your Monthly Debt Commitment

(This article was originally published on the 27th of February 2018 and updated on the 24th of October 2019).  A critical component of personal finance is avoiding debt build up. Debt management is a growing...

Category - Money Saving Tip