Direct Lending

What is the 50/30/20 Rule?

People need to have a plan to achieve long term financial goals. If you think preparing a financial plan is burdensome, you can keep it simple. A tool many are discovering to be a useful budgeting method is...

Pros vs Cons: Hypermarkets and Your Neighbourhood ‘Kedai Runcit’

For some people, shopping for groceries can be a tortuous experience. They find it more challenging to stretch the Ringgit and having to fork out much more for a regular amount of groceries. If this situation...

Should Couples Split Their Bills and Expenses?

Money is a talking point when two working individuals marry or become a couple. ‘What is mine; is considered mine’. This typical mindset might not hold anymore for a relationship to stay healthy and long...

Clever Ways to Spend Your First Salary

(This article was originally published on the 29th August 2017 and updated on the 6th January 2020).  If you are a young graduate who just got employed, receiving your first salary can be really exciting...

7 Financial Goals to Achieve Before You Reach 30

Millennials in Malaysia are known to be disciplined savers. That is what the results of a recent survey conducted by VASE.AI shows. In the results presented last May 29, 2019, the majority of the 1,525...

6 Effective Ways You Can Cut Your Petrol Cost

(This article was originally published on the 29th April 2017 and updated on the 23th December 2019). We can all agree that the cost of living in Malaysia has increased significantly. One of our daily...

Step-by-Step Guide to Use Personal Loan for Home Renovation

(This article was originally published on the 30th November 2018 and updated on the 10th December 2019).  Home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to...

5 Places You Can Go for Cheap and Affordable Necessities

(This article was originally published on the 8th July 2017 and updated on the 5th December 2019).  The price of things is increasing beyond our control. Although many of us can go without luxuries, there are...

Splurge vs Steal: Top 10 Must Buy Items

“YOU PAY LESS”. Now, who doesn’t want that? The holiday season is coming. You don’t have the time to browse for gifts,  you don’t know what to get, or you could only spend within...

7 Ways To Achieve Your Financial Goals In 2020

The outlook for the Malaysian economy next year is reassuring, given the projections of a 4.8% GDP growth rate from 4.7% in 2019. As part of its “Shared Prosperity Vision 2030”, the emphasis of the government...

Category - Money Saving Tip