Ambank Personal Loan - MCCM

This personal loan is provided by Ambank Islamic (subsidiary of Ambank) with a salary deduction by MCCM Resources Sdn Bhd through Biro Angkasa.

  • Rate as low as 3.99% p.a., payout up to 98%
  • For government employees & GLC
  • Islamic financing
Find My Rates

Getting to know Ambank Islamic Loans - MCCM

This loan is one of the personal loans that offers the lowest interest rates and high payouts to civil servants through salary deductions. This loan is offered to federal civil servants, states, statutory bodies and also GLCs who have space deductions.

Special Loan Features

  • Financing amount from RM5,000 to RM250,000
  • Financing period from 2 to 10 years
  • 3.99% fixed rate for loans value of RM50,000 – RM250,000 and 4.45% fixed rate for loans value RM5,000 – RM49,000
  • Payout as high as 98%
  • Repayment through Angkasa Deduction (by MCCM Resources Sdn Bhd)
  • No member fees, no processing fees
  • No guarantor or collateral
  • Islamic concept financing
  • Financing covered by Takaful
  • 2 week process

Applicant Requirements

  • Malaysian citizens aged between 18 and 58 years
  • Government employees, statutory bodies or GLCs with ANGKASA deductions (except army)
  • Permanent position and has served for a minimum of 3 months
  • Fixed monthly income of minimum RM1,500 including fixed allowance
  • "Special attention" account in CCRIS or AKPK status not eligible
  • Overdue with PTPTN loans are eligible to apply

Promotion plans made for you

1
Profit rate
  • 3.99% fixed rate

Loan range
  • RM50,000 - RM250,000

2
Profit rate
  • 4.45% fixed rate

Loan range
  • RM5,000 - RM49,000

Reduce your financial burden today

Lighten your debt burden by paying off credit card debt with an interest rate of 18% per year or expensive personal loans with Ambank Islamic personal loans. Rates are only from 3.99% p.a. and is fixed rate in nature (no change in rate despite change in BNM’s OPR rates). Payouts are as high as 98%. Loans of up to RM250,000 to help you consolidate expensive debts.

Enjoy this cheap and worthwhile personal loan to achieve your dreams, whether it's to expand your business, renovate your home or help a family member.

Direct Lending is an online personal loan platform that offers bank & koperasi personal loans that are fast, easy, safe and affordable. 100% free.

Find My Rates

Our Promise

Applying for a loan can be stressful. We’re here to help.

You are Our Priority

We aim to best address your financing needs, only working with reputable banks and koperasi

Convenience

Helping you from A-Z with our dedicated loan consultants. Know your rate instantly & receive your funds as fast as 2 working days*

Transparent

Transparent rate with no hidden fees or upfront costs.

Free

Our services are 100% free. We don’t take any upfront fees from you at any time.

Our Promise

Applying for a loan can be stressful. We’re here to help.

You are Our Priority

We aim to best address your financing needs, only working with reputable banks and koperasi

Experience Convenience

Helping you from A-Z with our dedicated loan consultants. Know your rate instantly & receive your funds as fast as 2 working days*

Transparent

Transparent rate with no hidden fees or upfront costs.

Free

Our services are 100% free. We don’t take any upfront fees from you at any time.