Public Islamic Bank – MCCM

Public Islamic Bank Personal Loan - MCCM Easy, Cheap and Worth it

  • Fixed rate as low as 3.99%
  • Payout as high as 98%
  • No need for employer's signature stamp for existing customers
  • For civil servants & statutory bodies
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Getting to know Public Islamic Bank – MCCM

This personal loan is provided by Public Islamic Bank (a subsidiary of Public Bank) with a salary deduction by MCCM Resources Sdn Bhd through Biro Angkasa. This loan is one of the personal loans that offers the lowest interest rates and high payouts to civil servants through salary deductions.

Special Loan Features

  • Personal loan from Public Islamic Bank
  • Financing amount up to RM350,000
  • Financing period from a minimum of 2 years to a maximum of 10 years
  • The profit rate of 3.99% remains flat for loans of RM200,000 and above, a flat 4.65% for loans from RM50,000 to RM200,000 or 5.20% for loans under RM50,000
  • Payout as high as 98%
  • Payment through Space Bureau (by MCCM Resources Sdn Bhd)
  • No member fees, no processing fees
  • No guarantor or collateral
  • Shariah concept financing
  • Financing covered by Takaful
  • Process 1-2 weeks

Applicant Requirements

  • Malaysian citizens aged between 20 and 56 years
  • Government employees, statutory bodies or selected GLCs (except Military Members)
  • Permanent position and has served for a minimum of 1 year (or 6 months for the Ministry of Health, Education, Finance, Transport, Home Affairs and the Prime Minister's Department)
  • Fixed monthly income of minimum RM1,500 including fixed allowance
  • There can be no "special attention" account in CCRIS, bank loan arrears cannot exceed 2 months
  • Debt holders with PTPTN are eligible to apply

Promotion plans made for you

Achieve your dreams today

Want to buy or renovate a house? Starting or expanding a business? Paying off student loans? Enjoy this cheap and worthwhile personal loan to achieve any dream you have.

Lighten your debt burden by paying off credit card debt that pays 18% per year or expensive loans with this affordable personal loan from Public Islamic Bank. Rates are only from 3.99% fixed per annum

Direct Lending is an online personal loan platform that offers bank & cooperative personal loans that are fast, easy, safe and affordable. 100% free. Achieve your dreams today with us.

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Our Promise

Applying for a loan can be stressful. We’re here to help.

You are Our Priority

We aim to best address your financing needs, only working with reputable banks and koperasi

Convenience

Helping you from A-Z with our dedicated loan consultants. Know your rate instantly & receive your funds as fast as 2 working days*

Transparent

Transparent rate with no hidden fees or upfront costs.

Free

Our services are 100% free. We don’t take any upfront fees from you at any time.

Our Promise

Applying for a loan can be stressful. We’re here to help.

You are Our Priority

We aim to best address your financing needs, only working with reputable banks and koperasi

Experience Convenience

Helping you from A-Z with our dedicated loan consultants. Know your rate instantly & receive your funds as fast as 2 working days*

Transparent

Transparent rate with no hidden fees or upfront costs.

Free

Our services are 100% free. We don’t take any upfront fees from you at any time.

Get your customised personal loan offers.

Find My Rates