Kuwait Finance House Personal Loan

Fixed rate, 100% payout

  • Bank pays for takaful
  • Suitable for debt consolidation, no need to worry about the OPR going up
  • Islamic financing
  • For civil servants

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Getting to know Kuwait Finance House

This personal loan is provided by Kuwait Finance House with a salary deduction by MCCM Resources Sdn Bhd through Biro Angkasa. This loan is one of the personal loans that offers affordable interest rates, fixed rates and the highest payout ("payout") to civil servants through salary deductions.

Kuwait Finance House (Malaysia) Berhad is the first foreign Islamic Bank in Malaysia. It is among the first three Islamic banks from the Middle East to have a license to operate in Malaysia. It started operating in Malaysia since 2005.

Special Loan Features

  • Personal financing from Kuwait Finance House
  • Financing amount up to RM250,000
  • Financing period from a minimum of 2 year to a maximum of 10 years
  • The profit rate starts from 4.50% fixed per annum. RM20 monthly membership fee
  • Repayment through Biro Angkasa
  • No upfront payment. Application is 100% free
  • No guarantor or collateral
  • Islamic financing

Applicant Requirements

  • Malaysian citizens aged between 20 and 58 years
  • Government employees, statutory bodies or selected GLCs (except army)
  • The position is permanent and has served for a minimum of 3 months
  • Contract positions & minimum 1 year renewal for doctor, pharmacist, engineer, lecturer & director positions
  • Fixed monthly income of minimum RM3,000 including fixed allowance
  • High outside payslip commitment or CCRIS are also eligible to apply
  • "Special attention" account in CCRIS or AKPK status not eligible
  • Overdue with PTPTN loans are eligible to apply

Promotion plans made for you

1
Profit rate
  • 4.50% fixed rate

Loan range
  • RM100,000 - RM250,000

2
Profit rate
  • 4.65% fixed rate

Loan range
  • RM5,000 - RM99,000

Worried about the increase in monthly commitment due to OPR going up?

Worried about the increase in your floating rate personal loan monthly payment due to the increase in OPR? Overlap your floating rate personal loan with a fixed rate and affordable personal loan from Kuwait Finance House. So you can live more calmly and there is certainty with commitment in the future.

Kuwait Finance House's personal financing only has a fixed rate as low as 4.20% and a 100% payout. Kuwait Finance House will take care of takaful for you. There is no takaful deduction from the loan, you will receive 100% of the loan.

Direct Lending is an online personal financing platform that offers fast, easy, safe and affordable bank & cooperative personal loans. 100% free. Securely check your eligibility today.

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Our Promise

Applying for a loan can be stressful. We’re here to help.

You are Our Priority

We aim to best address your financing needs, only working with reputable banks and koperasi

Convenience

Helping you from A-Z with our dedicated loan consultants. Know your rate instantly & receive your funds as fast as 2 working days*

Transparent

Transparent rate with no hidden fees or upfront costs.

Free

Our services are 100% free. We don’t take any upfront fees from you at any time.

Our Promise

Applying for a loan can be stressful. We’re here to help.

You are Our Priority

We aim to best address your financing needs, only working with reputable banks and koperasi

Experience Convenience

Helping you from A-Z with our dedicated loan consultants. Know your rate instantly & receive your funds as fast as 2 working days*

Transparent

Transparent rate with no hidden fees or upfront costs.

Free

Our services are 100% free. We don’t take any upfront fees from you at any time.