No hidden fees
Made for you
Helping you from A to Z
Malaysia’s Loan Specialist
150,000+
successful loan eligibility checks
RM 500m
safe financing disbursed
10,000+
5-star reviews from our customers
How Direct Lending works?
1
Check Your Rate
2
Submit Documents
3
Verify Details & Accept Offer
4
Get Your Money
What our Happy Customers Say
You could be next
Posted on Google 
MARHAINY ARIFFIN
12 August 2026
Servis Direct Lending 5 star, di percayai 100 %, proses yg mudah dan cepat.
Posted on Google
zuera syed
24 July 2026
Terima kasih direct lending cik rina dan dik dee membantu pengurusan loan sy sampai berjaya..sangat komited dan membantu dalam setiap proses yang perlu dibuat walaupun banyak prosuder perlu dilengkapkan..terima kasih lagi sekali...🤗goodjob👍
Posted on Google
Hamimi Nasuha
9 April 2026
sangat membantu dalam setiap urusan. terima kasih kerana membantu tanpa jemu
Posted on Google
Diwisuriyana Zahari
31 March 2026
Pegawai Mesra, jujur dan pantas..paling penting..boleh dipercayai
Posted on Google
Rogayah Shaari HTPG Perak
13 January 2026
Sangat2 membantu dan bersabar
Posted on Google
Azra Othman
11 December 2025
Cik Dee selalu bantu sy dalam urusan pinjaman..segala bantuan dan soalan yg sy tnya akan dijawab dgn cepat.Proses loan jugak mudah dan cepat. Cik Dee dah byk kali bantu saya dalam urusan pinjaman.Alhamdulillah semua urusan sy mudah dan lancar..Cik Dee juga bantu dalam setiap aspek..Terima kasih Cik Dee.. Alhamdulillah..Pinjaman sy kali ni lulus dengan cepat.Terima kasih Cik Dee sebab banyak bantu dan permudahkan urusan sy.Terima kasih juga sudi jawab segala soalan saya.Terima kasih sekali lagi.Memang terbaik.👍🏻
Posted on Google
Abdul Salam
26 November 2025
Servis terbaik.. 5 bintang.. mesra, mudah dan tip top
Posted on Google
Mohd Nazim -CKP
22 October 2025
Direct lending memudah urusan n trusted
Posted on Google
Wan Alias
2 October 2025
Alhamdulillah.pinjaman ini sangat memudahkan urusan saya.Duit pun cepat dapat,t.kasih banyak2.
Posted on Google
maizulaini muhammad
30 May 2025
Congratulations for the fast service of you.. tq and very nice.. trusted agent.. nice person, helpful tq very much
Posted on Google
amar yassir
20 May 2025
Thnks puan aimi direct lending...Alhamdulilah loan sy lulus ..trusted 100%..rasa lebih 3 kali dah buat ..mmg trusted
Posted on Google
Faraariq Faraariq
25 March 2025
Alhamdulillah...sngt2 trusted this company...walau mula2 agak was2 takut kena scam...sy xsangka loan sy lepas 🥰walau kena ikut step by step dengan sabar ditambah dgn rasa risau sbb xpernah buat loan secara online tp Alhamdulillah berhasil...sy berurusan dengan cik athika. ..tm ksh permudahkn urusan kak..semoga direct lending terus maju👍👍
Posted on Google
Encik Budin Channel
6 March 2025
Alhamdullilah..Dah 4 kali berurusan Dengan Direct Lending..Mudah,Senang,Cepat Dan Puas Hati..Setiap Admin Melayan Dengan Bagus Sekali..Tahniah Direct Lending..Terima Kasih Cik Hidayah..🫰👍🙏
Posted on Google
Hidayah Abdullah
3 March 2025
Pada mula nya mcm ragu ragu jugak.. tapi tengok review terus yakin .. terima kasih cik dee banyak bantu saya uruskan dokumen walaupun tak bersemuka… tak sampai seminggu dapat duit .. macam tak percaya… terima kasih direct lending bagi perkhidmatan macam ni.. saya bagi 5 bintang 😆😆😆😆 2024 Cik dee ada random mesej ke saya… Kali ke-2 saya berurusan cam tak percaya, dalam masa seminggu dapat la saya guna persiapan raya .. tq cik dee
Posted on Google
FAHZILAHNOR BINTI AHMAD REZWAN
15 February 2025
Sangat senang berurusan dan cepat respon . Syukuralhamdulillah . Tiada yang susah , sangat2 membantu dan menjawab sebarang pertanyaan . Terima kasih banyak2 .
Posted on Google
Wahida Noor Walat
14 February 2025
Permohonan pinjaman yang sangat senang dan cepat..dan juga mudah..yang berminat nak mohon cubalar mohon dari direct lending.saya berterima kasih dgn pn najihah yg bnyk membantu serta memudahkan urusan saya sepanjang membuat permohonan pinjaman ini.
Posted on Google
Lily Andriani
12 February 2025
Alhamdullillah..Servis yg baik..insyaallah bukan scammer ya..Terbaikkk ❤️❤️❤️❤️
Posted on Google
KESAVI INDRAA SIVAKUMAR
12 February 2025
Great customer service and great guidance.
Posted on Google
Norhisham Mat Idrus
8 February 2025
very good guidance and support by team….Tq so much
Posted on Google
Salmiah Abd. Kadir
5 February 2025
It was easy , fast and reliable....trusted.
Posted on Google
umi mardhiyyah
5 February 2025
Terima kasih bantu saya dapatkan pinjaman untuk pembinaan rumah idaman saya. Sangat membantu dan mudah berurusan👍🏻
Posted on Google
ifanah Miharbi
4 February 2025
Perkhidmatan yg terbaik dan sangat boleh dipercayai. Kali ke 2 menggunakan khidmat Dee drpd Direct Lending utk dapatkan pilihan pinjaman yg sesuai dgn kelayakan. Sangat disyorkan utk menggunakan khidmat yg disediakan oleh pihak Direct Lending. Terima kasih kpd Dee kerana telah memudahkan urusan pinjaman sy.
Posted on Google
Roslan Mohd Noh
31 January 2025
Pengurusan yang terbaik dan sangat2 boleh dipercayai.. TERBAIK... 👍👍👍👍
Posted on Google
Haniza Mohd Kamar
28 January 2025
Alhamdulillah...sangat membantu, pengurusan pun cepat.
Posted on Google
leyna ismail
19 November 2024
1) trusted 2) service 10/10 3) bulanan rendah 4) mudah berurusan
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Mohd Shukri Abdullah
6 November 2024
Alhamdulillah....sangat mudah, pantas dan menjimatkan masa.....segalanya di hujung Jari anda....selamat dan boleh dipercayai...Terbaik👍👍
Posted on Google
NOR SYAHEEDA SHAARI
6 November 2024
2nd time berurusan dengan cik dee...tq cik dee memudahkan urusan saya...next boleh berurusan lagi😊
Posted on Google
yass haffiz
5 November 2024
kali keempat pakai directlending .. servis terbaik cepat dan mudah
Posted on Google
NURRASIDAH BINTI MOKHTAR
1 October 2024
Trusted
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Nurul Fatin Ahmad
1 October 2024
Terima kasih diatas servis dari pihak direct landing (miss dee) Sgt mudah,sabar dan mesra dlm melayan pelanggan dan sentiasa memberi respon dan penerangan mengikut kehendak pelanggan. Trusted 👏👏👍👍
Posted on Google
Atiyyah Rahim
1 October 2024
Servis yang baik dan pantas. Memudahkan urusan untuk membuat pinjaman
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Dewi Amer
17 September 2024
cepat n pantas rekemen tuk kwn2
Posted on Google
Norma wati
31 July 2024
SERVIS YANG SANGAT TERBAIK DAN MESRA PELANGGAN
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Rashid Abdullah
23 July 2024
Alhamdulillah puas hati... Staf peramah.
Posted on Google
nur azfariza khalid
9 July 2024
hai semua.urusan saya sangatlah dipermudahkan oleh Direct Lending.dari permulaan untuk mencari pinjaman yang bersesuaian dengan saya.kiraan dan penjelasan yang jelas serta memberikan saya nasihat kewangan yang sangat baik.dari segi dokumen,pun sangat memudahkan.bimbingan diberikan dari semasa ke semasa kepada saya dengan baik.akhirnya semuanya selesai.alhamdulillah
Posted on Google
Salena Sally
27 June 2024
Perkhidmatan yang sangat mesra pelanggan... Sangat berpuas hati dengan penerangan dan servis yang ditawarkan.
Posted on Google
Khatijah Herman
27 June 2024
Terima kasih direct lending..urusan sangat mudah, cepat dan boleh dipercayai 🥰🥰🥰 kakitangan pun baik2 belaka ❤️
Posted on Google
iman razali77
24 June 2024
Sangat memudah kan urusan pelanggan
Posted on Google
Siti Aidilla
23 June 2024
mudah berurusan dengan pihak direct lending, bagus sediakan insurans keatas peminjam selama kita meminjam.
Posted on Google
Ariffnor Azmi
21 June 2024
respon dari pihak agensi yang pantas,terbaik dalam mengambil kira keadaan kewangan customer,membantu dr segi pemilihan agensi kewangan terbaik..urusan mudah dan pantas..dan menjawab pertanyaan customer dgn jelas dan efisien...sgt recommended!!
Posted on Google
Hajar Othman
21 June 2024
saya dah buat.. pantas betul dpt duit nya.. senang mudah semua online..
Posted on Google
Ery Jauhari Mohd Said
19 June 2024
Urusan cepat dan sempoi
Posted on Google
ali hanafiah mamat
14 June 2024
tq permohonan dah lulus, duit dah dapat hanya 2 hari berkerja sahaja proses. terima kasih
Posted on Google
Siti Umairah Umy
10 June 2024
Recommended. Staff sangat membantu. Whatapps dibalas dengan pantas. Terbaik 👍🏻👍🏻👍🏻
Posted on Google
hanidah lee
8 June 2024
bagus boleh dipercayai dan proses lancar
Posted on Google
Siti Zubaidah
8 June 2024
Senang berurusan🥰
Posted on Google
izalina Rajaai
8 June 2024
Alhamdulillah.. ni kali ketiga berurusan dengan Direct Landing. Trusted agen yg bg details dan rekomen bank yg sesuai dgn kelayakan kita. Terima kasih Dee!
Posted on Google
Nurul Ain
1 June 2024
Mudah dan pantas...sgt berpuas hati
Posted on Google
MOHAMAD KHAIRUL HAZZIQ
1 June 2024
Senang berurusan. Pantas
Posted on Google
Nadiha Adyha
28 May 2024
Recommend!!! Agent name Cik Dee is a very good and responsible person . She will follow up daily and help to solve matter👍
What’s new at Direct Lending
We are always eager to help improve your personal finance affairs.
July 22, 2026
If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
Yik Seong July 22, 2026July 17, 2026
What is Fast Approval Personal Loan? Personal loan has been the primary choice for financial funding especially when you are in need for emergency cash.
Q July 17, 2026May 19, 2026
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
Yik Seong May 19, 2026May 19, 2026
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
Yik Seong May 19, 2026May 19, 2026
The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
Q May 19, 2026May 11, 2026
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong May 11, 2026May 19, 2026
The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
Q May 19, 2026May 11, 2026
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong May 11, 2026May 7, 2026
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy May 7, 2026June 18, 2024
There is no doubt that there are a handful of people whose salaries are always insufficient and worst, run out before the next one. So the question is, how to save money in Malaysia?
Sera June 18, 2024June 4, 2024
Have you ever thought of what you might do if you are suddenly faced with a RM40,000 medical surgery bill?
Yik Seong June 4, 2024April 24, 2024
In the more recent years, the state of the economy has been fluctuating in an unprecedented manner that it has become even more important to have a steady amount of savings, especially for your children education fund.
Yik Seong April 24, 2024July 17, 2026
What is Fast Approval Personal Loan? Personal loan has been the primary choice for financial funding especially when you are in need for emergency cash.
Q July 17, 2026May 11, 2026
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong May 11, 2026May 7, 2026
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy May 7, 2026June 18, 2024
We can all agree that the cost of living in Malaysia has increased significantly. One of our daily necessities that have been increasing is the cost of petrol.
Yik Seong June 18, 2024April 23, 2024
Skim Pinjaman Pendidikan, Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a national student loan scheme that aims to provide financial aid to students undergoing higher education in local higher education institutions or IPTs (Institusi Pengajian Tinggi).
Ehsan Marisah April 23, 2024January 5, 2024
The past two years have been extremely challenging to many as we are still combating the spread of the COVID-19 virus.
Sera January 5, 2024May 2, 2024
Direct Lending Sdn. Bhd. (Direct Lending), an online personal lending platform has recently received a RM300,000 grant from Cradle Fund Sdn. Bhd., a government agency with a mandate to fund potential and high-calibre tech start-ups through its Cradle Investment Programme (CIP300).
Direct Lending May 2, 2024March 11, 2024
Direct Lending, an online personal lending marketplace, is launching #DIRECTBANTU+ to help ease the Rakyat’s financial burden during the recently announced full lockdown (FMCO).
Direct Lending March 11, 2024April 26, 2022
PSB Academy, Direct Lending, and Uni Enrol have partnered up to offer financial assistance to help Malaysian students to obtain higher education in Singapore under the Scholar Search PSB programme.
Direct Lending April 26, 2022July 22, 2026
If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
Yik Seong July 22, 2026May 19, 2026
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
Yik Seong May 19, 2026April 1, 2026
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
Krystal Cheong April 1, 2026Frequently Asked Questions
Who is Direct Lending?
Direct Lending started as a digital personal loan platform, enabling borrowers to find, apply and receive personal financing that best suits them in a safe and affordable manner. There are currently over 10 financing providers on its platform, from banks, co-operative and Bursa Malaysia listed companies.
With the vision to provide a seamless financing experience for every hardworking adult, Direct Lending launched its first point of sales financing solution in late March 2022, a Syariah compliant auto service financing which enables car owners to obtain financing at workshops to pay for their essential car repairs instantly. In December 2022, Direct Lending further expand the business by offering financing to micro SME businesses
Direct Lending is recognised as the Top Rising Star of The Year by Fintech Frontiers Award 2023. Direct Lending is a recipient of Cradle CIP300 funding in 2019.
Is it safe to borrow from Direct Lending?
Direct Lending only collaborates with licensed and legitimate bank and koperasi. The application process is 100% free for our borrowers. Since incorporation in 2016, we have received over 10,000 5-stars review from our customers in our Google Business Page and Facebook.
Am I eligible to borrow?
For civil servant personal loan, you are eligible to borrow if you are currently:
- A Malaysian citizen aged between 20 and 58 years old
- Have a permanent job in the civil sector and with at least 6 months of service
- Minimum gross monthly income of RM1,500
For auto service financing, you are eligible to borrower if you are currently:
- A Malaysian citizen aged 18 and above
- Have sufficient income to meet the monthly repayment
How can I contact Direct Lending?
You can:
- Email us at support@directlending.com.my;
- call us at +603 9212 4200 between 9.00am-6.00pm from Monday to Friday
- chat with us through Direct Lending website
- visit us at our office at Unit 22-3A, Oval Tower Damansara, 685 Jalan Damansara, 60000 Kuala Lumpur
We’d love to hear from you!