Direct Lending's service is 100% free with no upfront payment required
Servis Direct Lending adalah 100% percuma. Tiada bayaran pendahuluan diperlukan

Yik Seong

Yik Seong is the founder of Direct Lending and Chartered Financial Analyst (CFA) Charterholder, with over 20 years of finance experience working in Malaysia, London, Singapore, and Hong Kong. Driven by his passion for finance, Yik Seong founded Direct Lending with a mission to provide safe and affordable financing to individuals with restricted access to credit channels. He enjoys long hikes during the weekend and never skips a morning coffee.

September 23, 2021

What is flat rate vs. effective interest rate & fixed rate vs. floating rate?

When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
September 6, 2021

5 Ways to Save for Your House Renovation Malaysia

The phrase ‘home sweet home’ often comes with an image of a calm, cosy and welcoming house.