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March 30, 2026

How to Get a Confirmation Letter of Employment (With Example)

We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
March 30, 2026

Should You Use a Personal Loan for Debt Consolidation? (Save up to 30% Monthly)

The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
February 12, 2026

CCRIS Report: 8 Simple Ways To Improve It

We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
February 11, 2026

What is CCRIS and CTOS & How to Read CCRIS Report?

“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
November 12, 2025

Is Licensed Moneylender Considered an ‘Ah Long’?

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
November 12, 2025

What Is a Personal Loan & The 5 Things You Should Know Before Applying

Personal loans are popular among individuals in Malaysia due to their wide availability.
November 5, 2025

6 Car Loan Approval Criteria In Malaysia

The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
November 4, 2025

What is Koperasi Loan & 7 Tips To Apply for Koperasi Loan

A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
October 30, 2025

11 Smarter Ways To Refinance Housing Loan

“Get money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.