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Sera
A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.
November 5, 2025
The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
November 5, 2025
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
November 5, 2025
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
November 4, 2025
A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
November 4, 2025
If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
October 30, 2025
The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
October 30, 2025
“Get money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
October 23, 2025
“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
October 23, 2025
Did your personal loan get rejected because you have a negative CCRIS and CTOS record or you are currently listed under the AKPK programme?