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Sera

A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.

May 11, 2026

6 Ways Identify Loan Scams & What to Do If You Have Been Scammed?

There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
May 7, 2026

Is Direct Lending Trusted, Or Is It Another Loan Scammer?

There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
May 5, 2026

What is Personal Loan & 5 Things You Should Know Before Applying

Personal loans are popular among individuals in Malaysia due to their wide availability.
May 5, 2026

Is Licensed Moneylender Considered an ‘Ah Long’?

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
April 30, 2026

3 Best Ways To Overlap Loan Effectively

It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
April 29, 2026

What is Koperasi Loan & 7 Tips To Apply for Koperasi Loan

A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
April 24, 2026

5 Personal Loan Application Tips in Malaysia (Avoid Loan Sharks)

Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
April 21, 2026

11 Smarter Ways To Refinance Housing Loan

“Get money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
April 14, 2026

Credit Card Loan: 10 Effective Ways To Get Out Of It

The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.