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An ex-banker, digital marketer, and masters graduate from University of Coventry. Mandy enjoys filling in the gaps of financial literacy by transforming ‘dry’ financial topics into ‘digestible’ articles. She did a lot of ballet growing up and is always on the hunt for the best deals online.

February 8, 2024

[INFOGRAPHIC] How to Clear Name From CTOS and CCRIS Record

Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being ‘blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
February 5, 2024

Is Licensed Moneylender Considered an ‘Ah Long’?

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
January 19, 2024

6 Koperasi Personal Loan for AKPK, CCRIS, CTOS And SAA Records

Did your personal loan get rejected because you have a negative CCRIS and CTOS record or you are currently listed under the AKPK programme?
January 5, 2024

Income Tax Exemption In Malaysia And How To File e-Filing 2024

Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
January 5, 2024

Buying New Car vs Used Car In Malaysia: Which One’s Worth Your Money?

The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many conclude that the main reason to own a vehicle is to facilitate convenience.
December 27, 2023

8 Things to Check Before Signing a Personal Loan Agreement in Malaysia

Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash.
December 26, 2023

Credit Card Vs Personal Loan – Which One Should You Get?

There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
December 7, 2023

Is Direct Lending Trusted, Or Is It Another Loan Scammer?

There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
July 13, 2023

8 Popular Scams in Malaysia

“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim