We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.

There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.

It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.

Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash.

A typical conventional bank earns money from interest by lending out money to consumers.

CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.

What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.

The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.