Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash.

A typical conventional bank earns money from interest by lending out money to consumers.

CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.

What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.

The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.

A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.

Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.