Who is the Real Direct Lending? Official Guide to Identify Us
Recently, we’ve noticed confusion among the public between Direct Lending and another brand using the name Direct Lending Solution. This article is written to provide an official clarification, protect our customers, and educate the public to avoid dealing with the wrong party.
👉 Important note: Direct Lending has no affiliation, partnership, branches, or connection with Direct Lending Solution (www.directlendingsolution.com
) or any other company.
Our official brand name is Direct Lending — there is no “Solution” in our name.
Table of Content
- Direct Lending IS NOT Direct Lending Solution
- Ways to Identify the Real Direct Lending
- 1. How to Officially Apply for a Loan with Direct Lending
- 2. No Service Fees, No Upfront Charges
- 3. We Do Not Contact Customers Using Personal Numbers
- 4. Only Official Direct Lending Email Addresses Are Used
- 5. No “1-Hour Approval” or “Instant Cash” Claims
- 6. Official & Transparent Loan Interest Rates
- 7. Official Social Media Accounts
- 8. Over 8,000 5-Star Google Reviews
- Infographic: 8 Ways to Identify the real Direct Lending
- Conclusion: Protect Yourself, Verify Before Taking Action
Direct Lending IS NOT Direct Lending Solution
- To avoid any misunderstandings:
❌ Direct Lending is not Direct Lending Solution
❌ We are not affiliated with, partnered with, or representatives of Direct Lending Solution
❌ We do not have any branches outside our official location
Our office is located at:
📍 Oval Damansara TTDI, KL
If someone claims to represent Direct Lending but provides information that contradicts the points above, it is highly likely that they are NOT from us.
Ways to Identify the Real Direct Lending
1. How to Officially Apply for a Loan with Direct Lending
The only official way:
👉 Check your eligibility on our official website: 🌐 www.directlending.com.my
We do not accept loan applications via WhatsApp, social media DMs, or external forms.
- On our official website, you will:
- Fill out the eligibility check form
- Instantly know if you are eligible after submitting the form
- Be contacted by an official loan consultant via Direct Lending Malaysia’s verified WhatsApp if you qualify
2. No Service Fees, No Upfront Charges
This is one of the most important things to know:
✅ Direct Lending services are 100% FREE
We:
❌ Do not charge any upfront fees
❌ Do not ask for deposits
❌ Do not require payment before approval
What our consultants assist with from A–Z (completely free):
- Assessing your financial situation using your latest payslip submitted via our official WhatsApp
- Suggesting the most suitable loan package
- Assisting with the loan application process
- Explaining loan terms and agreements clearly
- Managing the submission of documents to the banks, koperasi, or licensed moneylenders we work with
🔔 Important note about stamping duty:
Any stamping duty fee will be deducted directly from your approved loan amount. We will never ask for cash or advance payment from you.
3. We Do Not Contact Customers Using Personal Numbers
Direct Lending will not contact you via personal WhatsApp numbers unless you have submitted an application through the official Direct Lending website.
✅ Our official WhatsApp account is Direct Lending Malaysia (verified with a blue tick)
If you receive messages from personal numbers claiming to represent Direct Lending, please be cautious and verify first.
To ensure you are dealing with the real Direct Lending, please make sure you are contacted only through the official numbers below:
- Official Call / WhatsApp:
- ☎️ Fixed line: +603 9212 4200
- 📱 WhatsApp: +6016 989 5150
- Dedicated WhatsApp Support (by loan type):
- Bank & koperasi loans for civil servants: +6016 328 5261
- Licensed moneylender (personal loans): +6010 668 5261
- Car repair instalment plans:
- +6010 382 5261
- +6010 395 5261
⚠️Important warning: If anyone contacts you using a number not listed above, do not proceed — they are not from Direct Lending.
4. Only Official Direct Lending Email Addresses Are Used
- All official email communications from Direct Lending only use the following domain:
- 📧 @directlending.com.my
- Examples:
- dee@directlending.com.my
- support@directlending.com.my
- ❌ We will never communicate with customers using personal email addresses such as:
- @gmail.com
- @yahoo.com
- @hotmail.com
If you receive an email not from our official domain, please assume it is not from Direct Lending.
5. No “1-Hour Approval” or “Instant Cash” Claims
- Direct Lending does NOT offer:
- ❌ 1-hour loan approvals
- ❌ Instant cash without proper process
- We strictly follow legitimate procedures with:
- Bank
- Koperasi
- Licensed moneylenders
- ⏱️ Typical approval timeline:
- 2–3 working days (fastest cases)
- Up to 1 week, depending on documents and case complexity
📌 Mandatory first step: All applicants must check eligibility first at www.directlending.com.my.
After submitting the form, our system will immediately inform you whether you qualify. If eligible, you will be directed to our official WhatsApp to submit required documents such as your latest payslip.
6. Official & Transparent Loan Interest Rates
- We are always transparent about our loan rates:
- Koperasi Loans (Civil Servants):
- From 2.82% setahun
- Licensed Moneylender Loans (Private Sector):
- 1.5% per month
- 18% per year (as regulated under Malaysian law)
- Koperasi Loans (Civil Servants):
- All licensed moneylenders we work with are:
- ✅ Registered under KPKT
- 🚨 Important warning:
- Unrealistically low rates → NOT from us
- Rates higher than 1.5% per month / 18% per year → NOT from us
7. Official Social Media Accounts
If you are ever in doubt or need confirmation, please reach out to us only via Direct Lending’s official social media accounts.
👉 If you have any questions or are unsure about the legitimacy of any offer, please message us directly through our official accounts before taking any action.
8. Over 8,000 5-Star Google Reviews
As an additional reference, Direct Lending has:
⭐ More than 8,000 Google reviews, all rated 5 stars
This reflects the real experiences of customers who have previously dealt with us. If you are still in doubt, please check and contact us first.
Infographic: 8 Ways to Identify the real Direct Lending
Conclusion: Protect Yourself, Verify Before Taking Action
This article aims to:
- ✔️ Protect the public from confusion
- ✔️ Clarify the true identity of Direct Lending
- ✔️ Encourage verification before applying for any loan
If you are unsure whether an offer is truly from us, please contact us via official channels before making any payment or sharing personal information.
This article is provided by Direct Lending, an online personal loan platform working with banks, koperasi, and licensed moneylenders. Our mission is to provide safe, accessible, and affordable loans for hardworking individuals in Malaysia. We help you find, compare, and apply for personal loans that suit your needs. Our services are 100% free, with no fees charged.
We also offer Shariah-compliant car repair financing through our “Servis Your Car Now, Pay Later” plan, designed to help car owners who need financial assistance.
