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Yik Seong
Yik Seong is the founder of Direct Lending and Chartered Financial Analyst (CFA) Charterholder, with over 20 years of finance experience working in Malaysia, London, Singapore, and Hong Kong. Driven by his passion for finance, Yik Seong founded Direct Lending with a mission to provide safe and affordable financing to individuals with restricted access to credit channels. He enjoys long hikes during the weekend and never skips a morning coffee.
January 19, 2024
If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
January 5, 2024
“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
October 10, 2023
If you are a young graduate who just got employed, receiving your first salary can be really exciting.
January 11, 2022
Have you ever thought of what you might do if you are suddenly faced with a RM40,000 medical surgery bill?
September 23, 2021
When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
September 6, 2021
The phrase ‘home sweet home’ often comes with an image of a calm, cosy and welcoming house.
April 6, 2021
The greatest mess one can experience is to wallow in credit card debt. Credit cards ominously changed the spending habits of many.
July 6, 2020
A way to ensure you have enough cash to support or grow your business is to take out a loan. You can either apply for a personal loan or a business loan.
February 25, 2020
According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they are expecting a much higher pay.