Direct Lending's service is 100% free with no upfront payment required
Servis Direct Lending adalah 100% percuma. Tiada bayaran pendahuluan diperlukan

Yik Seong

Yik Seong is the founder of Direct Lending and Chartered Financial Analyst (CFA) Charterholder, with over 20 years of finance experience working in Malaysia, London, Singapore, and Hong Kong. Driven by his passion for finance, Yik Seong founded Direct Lending with a mission to provide safe and affordable financing to individuals with restricted access to credit channels. He enjoys long hikes during the weekend and never skips a morning coffee.

January 5, 2024

What is CCRIS and CTOS & How to Read Your CCRIS Report?

“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
November 9, 2023

Should I Apply An Early Settlement for My Loan?

People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
November 8, 2023

House Renovation Loan: 3 Reason Why You Should Get It

Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
October 10, 2023

10 Clever Ways to Manage Your First Salary

If you are a young graduate who just got employed, receiving your first salary can be really exciting.
October 14, 2022

5 Things to Watch Out for as a Loan Guarantor

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
October 11, 2022

10 Best Ways To Pay Off Car Loan Faster

According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
September 28, 2022

9 Common Reasons for Applying for a Personal Loan

Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
September 23, 2022

Should You Rent or Buy House With a Salary Below RM3K in Malaysia?

“Should I rent or buy house?” is probably a question that gets pondered a lot by Malaysians, especially now that property prices have been consistently rising.
January 11, 2022

6 Smart Ways To Grow Your Emergency Fund

Have you ever thought of what you might do if you are suddenly faced with a RM40,000 medical surgery bill?