Direct Lending's service is 100% free with no upfront payment required
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Yik Seong
Yik Seong is the founder of Direct Lending and Chartered Financial Analyst (CFA) Charterholder, with over 20 years of finance experience working in Malaysia, London, Singapore, and Hong Kong. Driven by his passion for finance, Yik Seong founded Direct Lending with a mission to provide safe and affordable financing to individuals with restricted access to credit channels. He enjoys long hikes during the weekend and never skips a morning coffee.
March 25, 2024
The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
March 25, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
March 20, 2024
Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
March 5, 2024
People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
February 7, 2024
The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.
February 6, 2024
The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
February 5, 2024
Are you currently short on funds and thinking of applying for a personal loan, but not sure how to? Or you have apply and wonder how does your personal loan approved?
January 22, 2024
We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
January 22, 2024
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.