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April 5, 2024

6 Car Loan Approval Criteria In Malaysia

The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
April 4, 2024

10 Steps To Reduce Your Monthly Debt Commitment

A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
April 2, 2024

Credit Card Vs Personal Loan – Which One Should You Get?

There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
April 1, 2024

What is Islamic Personal Loan & the Differences with Conventional Personal Loan

A typical conventional bank earns money from interest by lending out money to consumers.
April 1, 2024

[INFOGRAPHIC] Differences between CCRIS and CTOS

CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
March 29, 2024

Is Licensed Moneylender Considered an ‘Ah Long’?

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
March 27, 2024

What Happens to Your Debt When You Die?

What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
March 25, 2024

Impact of Base Rate (BR) & Revised Reference Rate Towards Your Loan

The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
March 25, 2024

5 Things to Watch Out for as a Loan Guarantor

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.