Here are our most recommended financial management tips for beginners to achieve financial freedom.
Owning a home is definitely one of the things that people would name as a ‘life goal’, and it even serves as a status symbol apart from being a source of comfort. Especially now that land and property prices are shooting upwards, more and more people are rushing to buy house in Malaysia before they …
16 Ways To Buy House in Malaysia With Little-to-No Money Down Read More »
Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones. Many are unaware of the consequences of failing to manage debts. If debts are left overdue for months, it will turn into bad debt. In addition to that, the COVID-19 …
What Is Bankruptcy in Malaysia And Best Ways To Discharge From It Read More »
The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society. People of ages ranging from young to old, and of medium to high incomes are all adopting more cashless payment methods. However, this creates a cause for concern as …
Credit Card Loan: 10 Effective Ways To Get Out Of It Read More »
(This article was first published on the 9th of August 2017 and updated on the 18th of October 2021) A debt-free life is one that is desired by many, but the big question is how do we achieve that? How does one pay off all their mounting debts on time and prevent them from turning …
Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards? How, then, do these scores affect CTOS and CCRIS reports, sometimes to the point of causing borrowers to be ‘blacklisted’? If you would like to learn more on credit scores, how to …
Credit Score Malaysia: All You Need to Know Before Applying for Loans Read More »
“Should I rent or buy house?” is probably a question that gets pondered a lot by Malaysians, especially now that property prices have been consistently rising. Owning a house may start becoming more of a lofty dream to some, causing them to prefer renting to purchasing. If you are in two minds on this matter, …
Should You Rent or Buy House With a Salary Below RM3K in Malaysia? Read More »
(This article was first published on the 16th of April 2018 and was updated on the 6th of September 2021). The phrase ‘home sweet home’ often comes with an image of a calm, cosy and welcoming house. Of course, this is what every homeowner would strive for; a comfortable place to return to after a …
5 Ways to Save for Your House Renovation Malaysia Read More »
Buying a car requires just not a hefty amount of money but also a proper plan, especially during this period where the world is battling with the Covid-19 pandemic that requires immediate attention. Today, owning a car is not considered as wants but has become a need to many, especially those who have to travel …
Can’t Buy A Car With Salary of RM1,500, Is This For Real?! Read More »
According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million. This means some households own more than one car. It is no surprise that an auto loan is …
Are you a person who is often burdened with debt that you cannot afford to pay off? You are not the only one, as more than half of Malaysians earning RM3,000 and below are expected to fail to repay loans by the end of 2021. This is not surprising as there are still many of …
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