Financial Management Archives - Page 3 of 6 - Direct Lending Malaysia

Financial Management

Here are our most recommended financial management tips for beginners to achieve financial freedom.

[INFOGRAPHIC] Protect Yourself From These 5 Types of Scams

The number of Macau scam cases have surged especially during the pandemic when individuals are cash-strapped from losing their main source of income. Report states that as of 2020, the Macau scammers have conned Malaysians amounting to RM256 million. And that is only just Macau scam. In fact, there are many other different types of …

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Credit Card Vs Personal Loan – Which One Should You Get?

(This article was originally published on the 6th of January 2018 and updated on the 6th of January 2022). There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees …

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3 Best Ways to Buy a New Car or Used Car: Cash, Hire Purchase & Personal Loan

(This article was originally published on the 13th of August 2020 and updated on the 8th of January 2022).  “Used cars are more affordable and economical”, “New cars function well and can last longer”. Weighing on all the pros and cons, sometimes it is hard for us to decide between choosing a new or used …

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Best Way to Buy Motorcycle in Malaysia – Motorbike Loan or Personal Loan?

(This article was originally published on the 13th of February 2018 and updated on the 17th of March 2021).  As far as private vehicles go, the main options are usually either cars or motorcycles. Given the high car prices in Malaysia, motorcycles offer a cheaper alternative to consumers seeking to acquire personal transportation. Nevertheless, every …

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5 Steps To Reduce Your Monthly Debt Commitment

(This article was originally published on the 27th of February 2018 and updated on the 8th of January 2021).  A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal …

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5 Ways to Manage Your Finances During a Pandemic

The pandemic is harsh on the economy and distressing to Malaysians. People are losing jobs or income due to business slowdown or closure. Financial hardship is inevitable. In these challenging times, you must have financial management skills. There are ways to manage your finances. Here are five ways to help recession-proof your finances. 1. Downsize …

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