Featured Blog
November 5, 2025
The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
Latest Blogs
June 10, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Mandy June 10, 2024June 4, 2024
Have you ever thought of what you might do if you are suddenly faced with a RM40,000 medical surgery bill?
Yik Seong June 4, 2024May 2, 2024
Direct Lending Sdn. Bhd. (Direct Lending), an online personal lending platform has recently received a RM300,000 grant from Cradle Fund Sdn. Bhd., a government agency with a mandate to fund potential and high-calibre tech start-ups through its Cradle Investment Programme (CIP300).
Direct Lending May 2, 2024April 30, 2024
It is undeniable that car can be considered as a daily necessity for everyone no matter if they are still a bachelor or married with family in this era especially those people who are working in the city.
Q April 30, 2024April 25, 2024
Other than your usual EPF savings, how many of us have other forms of savings for our retirement?
Sera April 25, 2024April 24, 2024
Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash.
Mandy April 24, 2024February 8, 2024
Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being ‘blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
Mandy February 8, 2024January 9, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
khairina January 9, 2024January 5, 2024
The past two years have been extremely challenging to many as we are still combating the spread of the COVID-19 virus.
Sera January 5, 2024December 29, 2023
Based on The Sun Daily, divorce cases in Malaysia has drastically increase over the last few years since the pendemic. A failed family planning is one of the major trigger for a fight to brake between spouses which leads to miscommunication.
Q December 29, 2023October 10, 2023
If you are a young graduate who just got employed, receiving your first salary can be really exciting.
Yik Seong October 10, 2023July 13, 2023
“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim
Mandy July 13, 2023April 1, 2024
CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
Yik Seong April 1, 2024March 27, 2024
What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
Yik Seong March 27, 2024March 25, 2024
The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
Yik Seong March 25, 2024March 25, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Yik Seong March 25, 2024March 20, 2024
Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
Yik Seong March 20, 2024March 19, 2024
Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
Sera March 19, 2024September 23, 2021
When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
Yik Seong September 23, 2021July 12, 2021
Ekonomi (PEMULIH), individual borrowers, microentrepreneurs and SME owners that are financially affected by the pandemic are able to apply for a 6-month moratorium starting from the 7th of July 2021.
Sera July 12, 2021April 6, 2021
The greatest mess one can experience is to wallow in credit card debt. Credit cards ominously changed the spending habits of many.
Yik Seong April 6, 2021August 16, 2020
Many struggled with the after-effects of the COVID-19 pandemic. Amid the pandemic, the government announced an automatic 6-month moratorium or known as deferment on all loans or financing repayments from 1 April to 30 September 2020; providing financial relief to individuals and businesses who face financial adversities to cope during this challenging period.
Mandy August 16, 2020July 6, 2020
A way to ensure you have enough cash to support or grow your business is to take out a loan. You can either apply for a personal loan or a business loan.
Yik Seong July 6, 2020
