Featured Blog
October 23, 2025
Did your personal loan get rejected because you have a negative CCRIS and CTOS record or you are currently listed under the AKPK programme?
Latest Blogs
March 12, 2025
The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.
Yik Seong March 12, 2025March 12, 2025
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy March 12, 2025January 7, 2025
It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
Sera January 7, 2025January 7, 2025
“Should I rent or buy house?” is probably a question that gets pondered a lot by Malaysians, especially now that property prices have been consistently rising.
Yik Seong January 7, 2025June 18, 2024
We can all agree that the cost of living in Malaysia has increased significantly. One of our daily necessities that have been increasing is the cost of petrol.
Yik Seong June 18, 2024June 18, 2024
There is no doubt that there are a handful of people whose salaries are always insufficient and worst, run out before the next one. So the question is, how to save money in Malaysia?
Sera June 18, 2024April 19, 2024
Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
Mandy April 19, 2024April 19, 2024
Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
Mandy April 19, 2024April 18, 2024
Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
Sera April 18, 2024April 5, 2024
According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
Yik Seong April 5, 2024April 5, 2024
The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
Q April 5, 2024April 4, 2024
A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
Sera April 4, 2024April 19, 2024
Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
Mandy April 19, 2024April 19, 2024
Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
Mandy April 19, 2024April 18, 2024
Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
Sera April 18, 2024April 5, 2024
According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
Yik Seong April 5, 2024April 5, 2024
The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
Q April 5, 2024April 4, 2024
A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
Sera April 4, 2024April 1, 2024
CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
Yik Seong April 1, 2024March 29, 2024
The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
Mandy March 29, 2024March 27, 2024
What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
Yik Seong March 27, 2024March 25, 2024
The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
Yik Seong March 25, 2024March 25, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Yik Seong March 25, 2024March 20, 2024
A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
Mandy March 20, 2024April 2, 2024
Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
Yik Seong April 2, 2024March 29, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
Yik Seong March 29, 2024March 22, 2024
Looking at today’s economic pattern, many people are voicing out their concern and disappointment regarding their economic health; be it being underpaid, high living cost, high monthly commitments which all have the same underlying message: Not Enough Money!
Q March 22, 2024March 4, 2024
Recent statistics have shown that more than half of Malaysians admit to not having enough savings to survive on for longer than 3 months.
Sera March 4, 2024March 1, 2024
Have you ever tried to apply for any loan like applying for personal loan, house loan or car loan through bank but your application was rejected due to your high Debt Service Ratio (DSR).
Q March 1, 2024January 9, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
khairina January 9, 2024
