March 1, 2024

What is DSR? Loan Eligibility Calculation in Malaysia

Have you ever tried to apply for any loan like applying for personal loan, house loan or car loan through bank but your application was rejected due to your high Debt Service Ratio (DSR).
February 28, 2024

Credit Card Application Declined? Here Are 7 Possible Reasons Why

We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
February 14, 2024

What Is a Personal Loan & The 5 Things You Should Know Before Applying

Personal loans are popular among individuals in Malaysia due to their wide availability.
February 8, 2024

[INFOGRAPHIC] How to Clear Name From CTOS and CCRIS Record

Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being ‘blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
February 7, 2024

Credit Card Loan: 10 Effective Ways To Get Out Of It

The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.
February 6, 2024

Should You Apply For Debt Consolidation Personal Loan?

The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
January 5, 2024

Buying New Car vs Used Car In Malaysia: Which One’s Worth Your Money?

The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many conclude that the main reason to own a vehicle is to facilitate convenience.
December 29, 2023

7 Signs Your Man Is Financially Stable!

Based on The Sun Daily, divorce cases in Malaysia has drastically increase over the last few years since the pendemic. A failed family planning is one of the major trigger for a fight to brake between spouses which leads to miscommunication.
December 26, 2023

Credit Card Vs Personal Loan – Which One Should You Get?

There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
October 10, 2023

10 Clever Ways to Manage Your First Salary

If you are a young graduate who just got employed, receiving your first salary can be really exciting.
July 13, 2023

8 Popular Scams in Malaysia

“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim
November 24, 2022

6 Tips To Start Save Money For A Wedding In Malaysia

Tying the knot between you and your loved one is a human nature and the ultimate goal in every relationship, but this modern century have brought us into the realization that save money for wedding in plan also means that it is not going to be sufficient with just the intention to, but also the amount of efforts needed to make it happen.
February 6, 2024

Should You Apply For Debt Consolidation Personal Loan?

The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
February 5, 2024

Is Licensed Moneylender Considered an ‘Ah Long’?

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
February 5, 2024

5 Tips To Get Your Personal Loan Approved Faster

Are you currently short on funds and thinking of applying for a personal loan, but not sure how to? Or you have apply and wonder how does your personal loan approved?
February 1, 2024

3 Best Ways To Overlap Loan Effectively

It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
January 23, 2024

5 Useful Personal Loan Application Tips, Don’t Fall Victim To Ah Long!

Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
January 22, 2024

CCRIS Report: 8 Simple Ways To Improve It

We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
January 23, 2024

5 Useful Personal Loan Application Tips, Don’t Fall Victim To Ah Long!

Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
January 23, 2024

Fast Approval Personal Loan Within 24 Hours

What is Fast Approval Personal Loan? Personal loan has been the primary choice for financial funding especially when you are in need for emergency cash.
January 22, 2024

CCRIS Report: 8 Simple Ways To Improve It

We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
January 22, 2024

11 Ways To Get Emergency Cash Immediately Malaysia Edition

What would happend if you are in a desperate need of emergency cash immediately? If you are lucky and financially aware, you might have a saving or an emergency fund.
January 22, 2024

6 Ways Identify Loan Scams & What to Do If You Have Been Scammed?

There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
January 5, 2024

What is CCRIS and CTOS & How to Read Your CCRIS Report?

“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
April 20, 2017

How to Start a Business While Having Your Day Job

Starting a business is tough work. But to start a business and keep a day job; that is even tougher!
July 13, 2023

8 Popular Scams in Malaysia

“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim
October 19, 2022

Top 4 Cheapest Car In Malaysia For Salary of RM2500

It is undeniable that car can be considered as a daily necessity for everyone no matter if they are still a bachelor or married with family in this era especially those people who are working in the city.
October 18, 2022

10 Budget-Friendly Wedding Checklist Malaysia Edition

The pandemic has brought some silver lining to us in terms of scaling back on wedding costs in Malaysia.
October 11, 2022

10 Best Ways To Pay Off Car Loan Faster

According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
August 1, 2022

7 Things About PTPTN Loan Repayment That You Should Know

Skim Pinjaman Pendidikan, Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a national student loan scheme that aims to provide financial aid to students undergoing higher education in local higher education institutions or IPTs (Institusi Pengajian Tinggi).
March 3, 2022

6 Best Platforms For Your Investment In Malaysia

Other than your usual EPF savings, how many of us have other forms of savings for our retirement?