Featured Blog
November 12, 2025
The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
Latest Blogs
October 23, 2025
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong October 23, 2025October 23, 2025
What is Fast Approval Personal Loan? Personal loan has been the primary choice for financial funding especially when you are in need for emergency cash.
Q October 23, 2025October 22, 2025
Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
Yik Seong October 22, 2025October 22, 2025
What would happend if you are in a desperate need of emergency cash immediately? If you are lucky and financially aware, you might have a saving or an emergency fund.
Sera October 22, 2025October 16, 2025
We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
Krystal Cheong October 16, 2025May 21, 2025
We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
Yik Seong May 21, 2025April 24, 2024
In the more recent years, the state of the economy has been fluctuating in an unprecedented manner that it has become even more important to have a steady amount of savings, especially for your children education fund.
Yik Seong April 24, 2024April 23, 2024
Owning a home is definitely one of the things that people would name as a ‘life goal’, and it even serves as a status symbol apart from being a source of comfort.
Sera April 23, 2024April 22, 2024
The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many conclude that the main reason to own a vehicle is to facilitate convenience.
Mandy April 22, 2024April 19, 2024
Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
Mandy April 19, 2024April 19, 2024
Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
Mandy April 19, 2024April 18, 2024
Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
Sera April 18, 2024March 12, 2025
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy March 12, 2025January 7, 2025
It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
Sera January 7, 2025January 7, 2025
“Should I rent or buy house?” is probably a question that gets pondered a lot by Malaysians, especially now that property prices have been consistently rising.
Yik Seong January 7, 2025April 24, 2024
Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash.
Mandy April 24, 2024April 23, 2024
Owning a home is definitely one of the things that people would name as a ‘life goal’, and it even serves as a status symbol apart from being a source of comfort.
Sera April 23, 2024April 19, 2024
Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
Mandy April 19, 2024January 7, 2025
It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
Sera January 7, 2025April 24, 2024
Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash.
Mandy April 24, 2024April 1, 2024
A typical conventional bank earns money from interest by lending out money to consumers.
Mandy April 1, 2024April 1, 2024
CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
Yik Seong April 1, 2024March 27, 2024
What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
Yik Seong March 27, 2024March 25, 2024
The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
Yik Seong March 25, 2024April 5, 2024
According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
Yik Seong April 5, 2024April 2, 2024
Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
Yik Seong April 2, 2024March 22, 2024
Looking at today’s economic pattern, many people are voicing out their concern and disappointment regarding their economic health; be it being underpaid, high living cost, high monthly commitments which all have the same underlying message: Not Enough Money!
Q March 22, 2024March 4, 2024
Recent statistics have shown that more than half of Malaysians admit to not having enough savings to survive on for longer than 3 months.
Sera March 4, 2024March 1, 2024
Have you ever tried to apply for any loan like applying for personal loan, house loan or car loan through bank but your application was rejected due to your high Debt Service Ratio (DSR).
Q March 1, 2024January 9, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
khairina January 9, 2024
