Featured Blog
September 17, 2026
What is Fast Approval Personal Loan? Personal loan has been the primary choice for financial funding especially when you are in need for emergency cash.
Latest Blogs
March 30, 2026
We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
Krystal Cheong March 30, 2026March 30, 2026
The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
Yik Seong March 30, 2026March 24, 2026
Did your personal loan get rejected because you have a negative CCRIS and CTOS record or you are currently listed under the AKPK programme?
Mandy March 24, 2026March 12, 2026
What would happend if you are in a desperate need of emergency cash immediately? If you are lucky and financially aware, you might have a saving or an emergency fund.
Sera March 12, 2026February 12, 2026
We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
Yik Seong February 12, 2026February 11, 2026
“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
Yik Seong February 11, 2026April 5, 2024
According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
Yik Seong April 5, 2024April 4, 2024
A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
Sera April 4, 2024April 2, 2024
There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
Mandy April 2, 2024March 29, 2024
March 4, 2024
Recent statistics have shown that more than half of Malaysians admit to not having enough savings to survive on for longer than 3 months.
Sera March 4, 2024February 28, 2024
We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
Sera February 28, 2024April 23, 2024
Owning a home is definitely one of the things that people would name as a ‘life goal’, and it even serves as a status symbol apart from being a source of comfort.
Sera April 23, 2024April 19, 2024
Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
Mandy April 19, 2024April 19, 2024
Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
Mandy April 19, 2024April 18, 2024
Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
Sera April 18, 2024April 5, 2024
According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
Yik Seong April 5, 2024April 4, 2024
A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
Sera April 4, 2024March 25, 2024
The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
Yik Seong March 25, 2024March 25, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Yik Seong March 25, 2024March 20, 2024
Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
Yik Seong March 20, 2024March 19, 2024
Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
Sera March 19, 2024March 7, 2024
One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
Mandy March 7, 2024March 5, 2024
People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
Yik Seong March 5, 2024January 5, 2024
Everyone would love travelling around the world, experiencing new journey, learning about new culture, window shopping and eating new foods that is bizzare to your tongue.
Q January 5, 2024July 13, 2023
“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim
Mandy July 13, 2023October 18, 2022
The pandemic has brought some silver lining to us in terms of scaling back on wedding costs in Malaysia.
Sera October 18, 2022February 2, 2022
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Sera February 2, 2022January 21, 2020
For some people, shopping for groceries can be a tortuous experience. They find it more challenging to stretch the Ringgit and having to fork out much more for a regular amount of groceries.
Sera January 21, 2020
