Featured Blog
April 22, 2024
The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many conclude that the main reason to own a vehicle is to facilitate convenience.
Latest Blogs
March 19, 2024
Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
Sera March 19, 2024March 11, 2024
Direct Lending, an online personal lending marketplace, is launching #DIRECTBANTU+ to help ease the Rakyat’s financial burden during the recently announced full lockdown (FMCO).
Direct Lending March 11, 2024March 7, 2024
One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
Mandy March 7, 2024March 5, 2024
People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
Yik Seong March 5, 2024March 4, 2024
Recent statistics have shown that more than half of Malaysians admit to not having enough savings to survive on for longer than 3 months.
Sera March 4, 2024March 1, 2024
Have you ever tried to apply for any loan like applying for personal loan, house loan or car loan through bank but your application was rejected due to your high Debt Service Ratio (DSR).
Q March 1, 2024October 10, 2023
If you are a young graduate who just got employed, receiving your first salary can be really exciting.
Yik Seong October 10, 2023July 13, 2023
“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim
Mandy July 13, 2023November 24, 2022
Tying the knot between you and your loved one is a human nature and the ultimate goal in every relationship, but this modern century have brought us into the realization that save money for wedding in plan also means that it is not going to be sufficient with just the intention to, but also the amount of efforts needed to make it happen.
Sera November 24, 2022October 17, 2022
Based on research done for Keupayaan dan Rangkuman Kewangan 2018, there are still many Malaysian that have low confidence, especially in their financial planning.
Mandy October 17, 2022October 5, 2022
With Eid Mubarak is just around the corner, the anticipation and excitement of the believers are at peak.
Sera October 5, 2022May 17, 2022
There is no doubt that there are a handful of people whose salaries are always insufficient and worst, run out before the next one. So the question is, how to save money in Malaysia?
Sera May 17, 2022February 7, 2024
The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.
Yik Seong February 7, 2024February 6, 2024
The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
Yik Seong February 6, 2024February 5, 2024
The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
Mandy February 5, 2024February 5, 2024
Are you currently short on funds and thinking of applying for a personal loan, but not sure how to? Or you have apply and wonder how does your personal loan approved?
Yik Seong February 5, 2024February 1, 2024
It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
Sera February 1, 2024January 23, 2024
Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
Yik Seong January 23, 2024July 12, 2021
Ekonomi (PEMULIH), individual borrowers, microentrepreneurs and SME owners that are financially affected by the pandemic are able to apply for a 6-month moratorium starting from the 7th of July 2021.
Sera July 12, 2021April 6, 2021
The greatest mess one can experience is to wallow in credit card debt. Credit cards ominously changed the spending habits of many.
Yik Seong April 6, 2021August 16, 2020
Many struggled with the after-effects of the COVID-19 pandemic. Amid the pandemic, the government announced an automatic 6-month moratorium or known as deferment on all loans or financing repayments from 1 April to 30 September 2020; providing financial relief to individuals and businesses who face financial adversities to cope during this challenging period.
Mandy August 16, 2020July 6, 2020
A way to ensure you have enough cash to support or grow your business is to take out a loan. You can either apply for a personal loan or a business loan.
Yik Seong July 6, 2020
