April 18, 2024

What Is Bankruptcy in Malaysia And Best Ways To Discharge From It

Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
April 5, 2024

10 Best Ways To Pay Off Car Loan Faster

According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
April 5, 2024

6 Car Loan Approval Criteria In Malaysia

The term β€˜car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
April 4, 2024

10 Steps To Reduce Your Monthly Debt Commitment

A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
April 2, 2024

Credit Card Vs Personal Loan – Which One Should You Get?

There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
April 2, 2024

House Renovation Loan: 3 Reason Why You Should Get It

Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
November 24, 2022

6 Tips To Start Save Money For A Wedding In Malaysia

Tying the knot between you and your loved one is a human nature and the ultimate goal in every relationship, but this modern century have brought us into the realization that save money for wedding in plan also means that it is not going to be sufficient with just the intention to, but also the amount of efforts needed to make it happen.
October 17, 2022

50/30/20 Rule For Easy Financial Management

Based on research done for Keupayaan dan Rangkuman Kewangan 2018, there are still many Malaysian that have low confidence, especially in their financial planning.
October 5, 2022

6 Great Budget-Friendly DIY Home Deco Ideas for Hari Raya

With Eid Mubarak is just around the corner, the anticipation and excitement of the believers are at peak.
February 2, 2022

8 Free Budgeting Apps to Help Plan Your Spending

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
September 6, 2021

5 Ways to Save for Your House Renovation Malaysia

The phrase β€˜home sweet home’ often comes with an image of a calm, cosy and welcoming house.
February 25, 2020

How to Survive On a Low-Income Salary in Malaysia

According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they are expecting a much higher pay.
March 5, 2024

Should I Apply An Early Settlement for My Loan?

People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
February 28, 2024

Credit Card Application Declined? Here Are 7 Possible Reasons Why

We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
February 14, 2024

What Is a Personal Loan & The 5 Things You Should Know Before Applying

Personal loans are popular among individuals in Malaysia due to their wide availability.
February 8, 2024

[INFOGRAPHIC] How to Clear Name From CTOS and CCRIS Record

Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being β€˜blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
February 5, 2024

5 Tips To Get Your Personal Loan Approved Faster

Are you currently short on funds and thinking of applying for a personal loan, but not sure how to? Or you have apply and wonder how does your personal loan approved?
September 23, 2021

What is flat rate vs. effective interest rate & fixed rate vs. floating rate?

When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.

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