Direct Lending

Should I Consolidate My Debts with Personal Loan?

The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford...

5 Ways to Achieve your Financial Goal in 2019

We just celebrated the arrival of 2019.  You look back to 2018 and review how things went with regards to family relationships, jobs, and health. But it is also a period of reckoning in an important aspect of...

Step-by-Step Guide to using Personal Loans for Home Renovation

Home renovation is one of the most exciting endeavors house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings. For some, it is the ‘project of a lifetime’. Minor...

5 Things to Watch for When Acting as a Loan Guarantor

Have you ever been approached by a relative or close friend and asked to act as loan guarantor? The scenario is typical for would-be borrowers that are required by lending institutions to produce a loan...

5 Things to Watch Out When You Apply for Koperasi Loan

In any given situation where money is involved, precautions must be taken seriously in order to avoid unnecessary negative outcomes such as losing your hard-earned money. When applying for any sort of loan...

Good Debt vs. Bad Debt

The least-regarded aspect of personal finance is handling indebtedness. The scope of personal finance extends beyond managing finances. Many focus mainly on the concept of savings, earnings, investing, and...

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