Direct Lending

Should You Get a Personal Loan for Home Improvement & Renovation?

(This article was originally published on the 27th October 2017 and updated on the 27th November 2020). Home renovation is one of the most exciting endeavours house owners undertake on a...

5 Popular Scams in Malaysia

“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim. Recently, a teacher lost RM1.13 million to Macau Scam. The syndicate pretended to be a...

What is Islamic Personal Financing & the Differences with Conventional Personal Loan

A typical conventional bank earns money from interest by lending out money to consumers. But that concept does not apply to Islamic banks. The main differentiation between Islamic banks and conventional banks...

8 Things to Check Before Signing a Personal Loan Agreement in Malaysia

Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash. What’s required from your end is to prove your...

10 Effective Ways to Pay Off Your Debts

(This article was originally published on the 7th May 2017 and updated on the 17th September 2020).  Do you have a pile of debt and it seems like you are never going to get it cleared up anytime soon…or...

Should I Consolidate My Debts with Personal Loan?

(This article was originally published on the 7th of February 2019 and updated on the 1st of September 2020).  The biggest cargo people carry these days is debt. Borrowing, including the use of credit...

Category - English