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What is the 50/30/20 Rule?

People need to have a plan to achieve long term financial goals. If you think preparing a financial plan is burdensome, you can keep it simple. A tool many are discovering to be a useful budgeting method is...

Pros vs Cons: Hypermarkets and Your Neighbourhood ‘Kedai Runcit’

For some people, shopping for groceries can be a tortuous experience. They find it more challenging to stretch the Ringgit and having to fork out much more for a regular amount of groceries. If this situation...

Should Couples Split Their Bills and Expenses?

Money is a talking point when two working individuals marry or become a couple. ‘What is mine; is considered mine’. This typical mindset might not hold anymore for a relationship to stay healthy and long...

Why Do People Take Personal Loans?

(This article was originally published on the 12th August 2017 and updated on the 14th January 2020). Why do people apply for personal loans? One obvious answer is because they require cash that they do not...

Clever Ways to Spend Your First Salary

(This article was originally published on the 29th August 2017 and updated on the 6th January 2020).  If you are a young graduate who just got employed, receiving your first salary can be really exciting...

7 Financial Goals to Achieve Before You Reach 30

Millennials in Malaysia are known to be disciplined savers. That is what the results of a recent survey conducted by VASE.AI shows. In the results presented last May 29, 2019, the majority of the 1,525...

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