Featured Blog
April 18, 2024
Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
Latest Blogs
April 2, 2024
There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
Mandy April 2, 2024April 2, 2024
Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
Yik Seong April 2, 2024April 1, 2024
A typical conventional bank earns money from interest by lending out money to consumers.
Mandy April 1, 2024April 1, 2024
CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
Yik Seong April 1, 2024March 27, 2024
What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
Yik Seong March 27, 2024March 25, 2024
The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
Yik Seong March 25, 2024April 2, 2024
There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
Mandy April 2, 2024March 21, 2024
“Get money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
Sera March 21, 2024March 20, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Mandy March 20, 2024March 4, 2024
Recent statistics have shown that more than half of Malaysians admit to not having enough savings to survive on for longer than 3 months.
Sera March 4, 2024February 28, 2024
We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
Sera February 28, 2024February 8, 2024
Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being ‘blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
Mandy February 8, 2024April 2, 2024
There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
Mandy April 2, 2024April 1, 2024
A typical conventional bank earns money from interest by lending out money to consumers.
Mandy April 1, 2024April 1, 2024
CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
Yik Seong April 1, 2024March 27, 2024
What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
Yik Seong March 27, 2024March 25, 2024
The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
Yik Seong March 25, 2024March 25, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Yik Seong March 25, 2024January 11, 2022
Have you ever thought of what you might do if you are suddenly faced with a RM40,000 medical surgery bill?
Yik Seong January 11, 2022January 10, 2022
In the more recent years, the state of the economy has been fluctuating in an unprecedented manner that it has become even more important to have a steady amount of savings, especially for your children education fund.
Yik Seong January 10, 2022December 19, 2019
The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two.
Mandy December 19, 2019March 20, 2024
Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
Yik Seong March 20, 2024March 19, 2024
Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
Sera March 19, 2024March 7, 2024
One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
Mandy March 7, 2024March 5, 2024
People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
Yik Seong March 5, 2024February 14, 2024
Personal loans are popular among individuals in Malaysia due to their wide availability.
Sera February 14, 2024February 6, 2024
The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
Yik Seong February 6, 2024October 18, 2022
The pandemic has brought some silver lining to us in terms of scaling back on wedding costs in Malaysia.
Sera October 18, 2022October 5, 2022
With Eid Mubarak is just around the corner, the anticipation and excitement of the believers are at peak.
Sera October 5, 2022August 1, 2022
Skim Pinjaman Pendidikan, Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a national student loan scheme that aims to provide financial aid to students undergoing higher education in local higher education institutions or IPTs (Institusi Pengajian Tinggi).
Ehsan Marisah August 1, 2022February 25, 2020
According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they are expecting a much higher pay.
Yik Seong February 25, 2020January 21, 2020
For some people, shopping for groceries can be a tortuous experience. They find it more challenging to stretch the Ringgit and having to fork out much more for a regular amount of groceries.
Sera January 21, 2020December 23, 2019
We can all agree that the cost of living in Malaysia has increased significantly. One of our daily necessities that have been increasing is the cost of petrol.
Yik Seong December 23, 2019March 1, 2024
Have you ever tried to apply for any loan like applying for personal loan, house loan or car loan through bank but your application was rejected due to your high Debt Service Ratio (DSR).
Q March 1, 2024February 5, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
Yik Seong February 5, 2024January 19, 2024
Did your personal loan get rejected because you have a negative CCRIS and CTOS record or you are currently listed under the AKPK programme?
Mandy January 19, 2024January 19, 2024
If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
Yik Seong January 19, 2024January 9, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
khairina January 9, 2024January 5, 2024
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
Mandy January 5, 2024
