Featured Blog
April 23, 2024
Skim Pinjaman Pendidikan, Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a national student loan scheme that aims to provide financial aid to students undergoing higher education in local higher education institutions or IPTs (Institusi Pengajian Tinggi).
Latest Blogs
March 25, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Yik Seong March 25, 2024March 22, 2024
Looking at today’s economic pattern, many people are voicing out their concern and disappointment regarding their economic health; be it being underpaid, high living cost, high monthly commitments which all have the same underlying message: Not Enough Money!
Q March 22, 2024March 21, 2024
“Get money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
Sera March 21, 2024March 20, 2024
A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
Mandy March 20, 2024March 20, 2024
Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
Yik Seong March 20, 2024March 20, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Mandy March 20, 2024January 23, 2024
January 22, 2024
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong January 22, 2024January 9, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
khairina January 9, 2024January 5, 2024
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
Mandy January 5, 2024January 5, 2024
The past two years have been extremely challenging to many as we are still combating the spread of the COVID-19 virus.
Sera January 5, 2024December 29, 2023
Based on The Sun Daily, divorce cases in Malaysia has drastically increase over the last few years since the pendemic. A failed family planning is one of the major trigger for a fight to brake between spouses which leads to miscommunication.
Q December 29, 2023March 19, 2024
Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
Sera March 19, 2024March 7, 2024
One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
Mandy March 7, 2024March 5, 2024
People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
Yik Seong March 5, 2024February 28, 2024
We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
Sera February 28, 2024February 14, 2024
Personal loans are popular among individuals in Malaysia due to their wide availability.
Sera February 14, 2024February 8, 2024
Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being ‘blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
Mandy February 8, 2024January 22, 2024
We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
Yik Seong January 22, 2024January 22, 2024
What would happend if you are in a desperate need of emergency cash immediately? If you are lucky and financially aware, you might have a saving or an emergency fund.
Sera January 22, 2024January 22, 2024
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong January 22, 2024January 5, 2024
“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
Yik Seong January 5, 2024December 7, 2023
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy December 7, 2023September 23, 2021
When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
Yik Seong September 23, 2021October 18, 2022
The pandemic has brought some silver lining to us in terms of scaling back on wedding costs in Malaysia.
Sera October 18, 2022March 3, 2022
Other than your usual EPF savings, how many of us have other forms of savings for our retirement?
Sera March 3, 2022February 2, 2022
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Sera February 2, 2022January 21, 2020
For some people, shopping for groceries can be a tortuous experience. They find it more challenging to stretch the Ringgit and having to fork out much more for a regular amount of groceries.
Sera January 21, 2020
