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Sera

A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.

April 19, 2024

What is Buy Now Pay Later (BNPL) & How to Use it in Malaysia

Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
April 18, 2024

What Is Bankruptcy in Malaysia And Best Ways To Discharge From It

Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
April 5, 2024

10 Best Ways To Pay Off Car Loan Faster

According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
April 4, 2024

10 Steps To Reduce Your Monthly Debt Commitment

A critical component of personal finance is avoiding debt build up. It is worth noting the current trend in bankruptcy cases in Malaysia, where one of the major causes of bankruptcy has been attributed to personal loans.
April 2, 2024

Credit Card Vs Personal Loan – Which One Should You Get?

There comes a time where we may find ourselves in need of a huge sum of money whether it is to foot the bill of unforeseen business expenses or for emergency purposes like paying the medical fees of a vital surgery.
April 2, 2024

House Renovation Loan: 3 Reason Why You Should Get It

Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
April 1, 2024

What is Islamic Personal Loan & the Differences with Conventional Personal Loan

A typical conventional bank earns money from interest by lending out money to consumers.
April 1, 2024

[INFOGRAPHIC] Differences between CCRIS and CTOS

CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
March 29, 2024

10 Best Ways to Pay Off Bad Debt Quickly

Hidup tanpa bebanan hutang menjadi impian banyak orang di dunia ini.