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Sera

A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.

January 5, 2024

Income Tax Exemption In Malaysia And How To File e-Filing 2024

Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
January 5, 2024

What is CCRIS and CTOS & How to Read Your CCRIS Report?

“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
January 5, 2024

12 Steps to Achieve Your Financial Goals 2024

The past two years have been extremely challenging to many as we are still combating the spread of the COVID-19 virus.
January 5, 2024

RM0!? 5 Secrets To Get Cheap Flight Ticket Malaysia Edition

Everyone would love travelling around the world, experiencing new journey, learning about new culture, window shopping and eating new foods that is bizzare to your tongue.
December 29, 2023

How to Save Money From Salary Below RM3,000

There are many individuals who still struggle to save money from salary or earned income. In fact, many could not survive throughout the month and end up borrowing either from banks or family and friends.
December 29, 2023

7 Signs Your Man Is Financially Stable!

Based on The Sun Daily, divorce cases in Malaysia has drastically increase over the last few years since the pendemic. A failed family planning is one of the major trigger for a fight to brake between spouses which leads to miscommunication.
December 7, 2023

Is Direct Lending Trusted, Or Is It Another Loan Scammer?

There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
October 10, 2023

10 Clever Ways to Manage Your First Salary

If you are a young graduate who just got employed, receiving your first salary can be really exciting.
July 13, 2023

8 Popular Scams in Malaysia

“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim