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Sera

A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.

October 16, 2025

How to Get a Confirmation Letter of Employment (With Example)

We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
March 12, 2025

Credit Card Loan: 10 Effective Ways To Get Out Of It

The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.
March 12, 2025

Is Direct Lending Trusted, Or Is It Another Loan Scammer?

There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
January 7, 2025

3 Best Ways To Overlap Loan Effectively

It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
January 7, 2025

Should You Rent or Buy? Financial and Real Estate Insights to Help You Decide

“Should I rent or buy house?” is probably a question that gets pondered a lot by Malaysians, especially now that property prices have been consistently rising.
June 18, 2024

6 Effective Ways You Can Cut Your Petrol Cost

We can all agree that the cost of living in Malaysia has increased significantly. One of our daily necessities that have been increasing is the cost of petrol.
June 18, 2024

How To Save Money in Malaysia? 15 Creative Ways

There is no doubt that there are a handful of people whose salaries are always insufficient and worst, run out before the next one. So the question is, how to save money in Malaysia?
June 10, 2024

3 Best Ways to Buy a Car: Cash, Hire Purchase & Personal Loan

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
June 4, 2024

6 Smart Ways To Grow Your Emergency Fund

Have you ever thought of what you might do if you are suddenly faced with a RM40,000 medical surgery bill?