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Sera

A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.

April 6, 2021

Should You Use Personal Loan To Pay Off Credit Card Debt?

The greatest mess one can experience is to wallow in credit card debt. Credit cards ominously changed the spending habits of many.
August 16, 2020

6 Self Help Tips to Cope with Post Loan Moratorium

Many struggled with the after-effects of the COVID-19 pandemic. Amid the pandemic, the government announced an automatic 6-month moratorium or known as deferment on all loans or financing repayments from 1 April to 30 September 2020; providing financial relief to individuals and businesses who face financial adversities to cope during this challenging period.
July 15, 2020

Press release: SERV and Direct Lending, team up to provide financial relief to aftermarket businesses, rejuvenating the sector post-MCO

SERV and Direct Lending roll out financial relief for workshops under the SERV Retail-iation program, focusing on automotive aftermarket businesses.
July 6, 2020

Should You Take Out A Personal Loan For Business?

A way to ensure you have enough cash to support or grow your business is to take out a loan. You can either apply for a personal loan or a business loan.
February 25, 2020

How to Survive On a Low-Income Salary in Malaysia

According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they are expecting a much higher pay.
January 21, 2020

Pros vs Cons: Hypermarkets and Your Neighbourhood ‘Kedai Runcit’

For some people, shopping for groceries can be a tortuous experience. They find it more challenging to stretch the Ringgit and having to fork out much more for a regular amount of groceries.
December 23, 2019

6 Effective Ways You Can Cut Your Petrol Cost

We can all agree that the cost of living in Malaysia has increased significantly. One of our daily necessities that have been increasing is the cost of petrol.
December 19, 2019

Is it Better to Pay Debt or Invest?

The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two.
September 6, 2019

Direct Lending Receives RM300,000 Grant from Cradle Fund

Direct Lending Sdn. Bhd. (Direct Lending), an online personal lending platform has recently received a RM300,000 grant from Cradle Fund Sdn. Bhd., a government agency with a mandate to fund potential and high-calibre tech start-ups through its Cradle Investment Programme (CIP300).