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Sera

A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.

November 15, 2023

What is DSR? Loan Eligibility Calculation in Malaysia

Have you ever tried to apply for any loan like applying for personal loan, house loan or car loan through bank but your application was rejected due to your high Debt Service Ratio (DSR).
November 9, 2023

Should I Apply An Early Settlement for My Loan?

People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
November 8, 2023

House Renovation Loan: 3 Reason Why You Should Get It

Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
October 17, 2023

Loan Koperasi: 3 Ways For Civil Servants To Apply

Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
October 10, 2023

10 Clever Ways to Manage Your First Salary

If you are a young graduate who just got employed, receiving your first salary can be really exciting.
July 13, 2023

8 Popular Scams in Malaysia

“This won’t happen to me” or “How can anyone fall into a trap like this?”. These days, anyone can be a scam victim
November 24, 2022

6 Tips To Start Save Money For A Wedding In Malaysia

Tying the knot between you and your loved one is a human nature and the ultimate goal in every relationship, but this modern century have brought us into the realization that save money for wedding in plan also means that it is not going to be sufficient with just the intention to, but also the amount of efforts needed to make it happen.
October 27, 2022

6 Practical Ways To Earn Side Income In Malaysia: Online & Offline

Looking at today’s economic pattern, many people are voicing out their concern and disappointment regarding their economic health; be it being underpaid, high living cost, high monthly commitments which all have the same underlying message: Not Enough Money!
October 19, 2022

Top 4 Cheapest Car In Malaysia For Salary of RM2500

It is undeniable that car can be considered as a daily necessity for everyone no matter if they are still a bachelor or married with family in this era especially those people who are working in the city.