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Sera

A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.

March 27, 2024

What Happens to Your Debt When You Die?

What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
March 25, 2024

Impact of Base Rate (BR) & Revised Reference Rate Towards Your Loan

The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
March 25, 2024

5 Things to Watch Out for as a Loan Guarantor

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
March 22, 2024

6 Practical Ways To Earn Side Income In Malaysia: Online & Offline

Looking at today’s economic pattern, many people are voicing out their concern and disappointment regarding their economic health; be it being underpaid, high living cost, high monthly commitments which all have the same underlying message: Not Enough Money!
March 21, 2024

11 Smarter Ways To Refinance Housing Loan

“Get money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
March 20, 2024

What is Koperasi Loan & 7 Tips To Apply for Koperasi Loan

A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
March 20, 2024

9 Common Reasons for Applying for a Personal Loan

Why might an individual choose to apply for a personal loan? One of the reasons for personal loan for this is that they need some extra cash on hand.
March 19, 2024

Loan Koperasi: 3 Ways For Civil Servants To Apply

Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
March 11, 2024

PolicyStreet Partners with Direct Lending, Debuts Embedded Microtakaful for Hari Raya

Direct Lending, an online personal lending marketplace, is launching #DIRECTBANTU+ to help ease the Rakyat’s financial burden during the recently announced full lockdown (FMCO).