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Sera

A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.

October 30, 2025

11 Smarter Ways To Refinance Housing Loan

“Get money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
October 23, 2025

6 Koperasi Personal Loan for AKPK, CCRIS, CTOS And SAA Records

Did your personal loan get rejected because you have a negative CCRIS and CTOS record or you are currently listed under the AKPK programme?
October 23, 2025

6 Ways Identify Loan Scams & What to Do If You Have Been Scammed?

There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
October 23, 2025

Fast Approval Personal Loan Within 24 Hours

What is Fast Approval Personal Loan? Personal loan has been the primary choice for financial funding especially when you are in need for emergency cash.
October 22, 2025

5 Personal Loan Application Tips in Malaysia (Avoid Loan Sharks)

Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
October 22, 2025

Need Emergency Money? 11 Ways to Get Instant Cash in Malaysia

What would happend if you are in a desperate need of emergency cash immediately? If you are lucky and financially aware, you might have a saving or an emergency fund.
October 16, 2025

How to Get a Confirmation Letter of Employment (With Example)

We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
May 21, 2025

CCRIS Report: 8 Simple Ways To Improve It

We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
March 12, 2025

Credit Card Loan: 10 Effective Ways To Get Out Of It

The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.