Direct Lending's service is 100% free with no upfront payment required
Servis Direct Lending adalah 100% percuma. Tiada bayaran pendahuluan diperlukan


A UiTM graduate, digital marketer and content creator since 2018. Sera writes about anything, from career advice, lifestyles, and finance. A person who cannot live without coffee, and sometimes she spends too much time on Twitter and TikTok.

September 23, 2021

What is flat rate vs. effective interest rate & fixed rate vs. floating rate?

When talking about interest rate and repayment for loans, you might come across various terminologies such as flat rates, effective rates, fixed rates, and floating rates.
September 6, 2021

5 Ways to Save for Your House Renovation Malaysia

The phrase ‘home sweet home’ often comes with an image of a calm, cosy and welcoming house.
August 26, 2021

Impact of Base Rate (BR) & Revised Reference Rate Towards Your Loan

The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
July 12, 2021

[INFOGRAPHIC] Moratorium: 6-Month Automatic Loan Repayment Deferment

Ekonomi (PEMULIH), individual borrowers, microentrepreneurs and SME owners that are financially affected by the pandemic are able to apply for a 6-month moratorium starting from the 7th of July 2021.
June 3, 2021

Direct Lending Announces #DIRECTBANTU+, A Collaborative CSR Program to Ease Malaysians’ Financial Burden During FMCO

Direct Lending, an online personal lending marketplace, is launching #DIRECTBANTU+ to help ease the Rakyat’s financial burden during the recently announced full lockdown (FMCO).
April 6, 2021

Should You Use Personal Loan To Pay Off Credit Card Debt?

The greatest mess one can experience is to wallow in credit card debt. Credit cards ominously changed the spending habits of many.
March 22, 2021

What is Islamic Personal Loan & the Differences with Conventional Personal Loan

A typical conventional bank earns money from interest by lending out money to consumers.
March 18, 2021

What Happens to Your Debt When You Die?

What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
August 16, 2020

6 Self Help Tips to Cope with Post Loan Moratorium

Many struggled with the after-effects of the COVID-19 pandemic. Amid the pandemic, the government announced an automatic 6-month moratorium or known as deferment on all loans or financing repayments from 1 April to 30 September 2020; providing financial relief to individuals and businesses who face financial adversities to cope during this challenging period.