Featured Blog
April 30, 2026
It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
Latest Blogs
February 12, 2026
We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
Yik Seong February 12, 2026February 11, 2026
“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
Yik Seong February 11, 2026February 3, 2026
If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
Yik Seong February 3, 2026January 12, 2026
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
Krystal Cheong January 12, 2026December 10, 2025
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
Mandy December 10, 2025November 5, 2025
The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
Q November 5, 2025April 24, 2024
In the more recent years, the state of the economy has been fluctuating in an unprecedented manner that it has become even more important to have a steady amount of savings, especially for your children education fund.
Yik Seong April 24, 2024April 23, 2024
Owning a home is definitely one of the things that people would name as a ‘life goal’, and it even serves as a status symbol apart from being a source of comfort.
Sera April 23, 2024April 22, 2024
The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many conclude that the main reason to own a vehicle is to facilitate convenience.
Mandy April 22, 2024April 19, 2024
Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
Mandy April 19, 2024April 19, 2024
Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
Mandy April 19, 2024April 18, 2024
Bankruptcy is something that is justifiably feared by many as it carries a bad reputation to the offender and to an extent, their loved ones.
Sera April 18, 2024March 12, 2025
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy March 12, 2025January 7, 2025
“Should I rent or buy house?” is probably a question that gets pondered a lot by Malaysians, especially now that property prices have been consistently rising.
Yik Seong January 7, 2025April 24, 2024
Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash.
Mandy April 24, 2024April 23, 2024
Owning a home is definitely one of the things that people would name as a ‘life goal’, and it even serves as a status symbol apart from being a source of comfort.
Sera April 23, 2024April 19, 2024
Do you know what a credit score is, and why is it so important when it comes to applying for loans and credit cards?
Mandy April 19, 2024April 19, 2024
Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
Mandy April 19, 2024March 12, 2025
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy March 12, 2025April 24, 2024
Applying for a personal loan is easy and convenient these days. Why? This is because you do not need to provide any collateral or offer security to obtain cash.
Mandy April 24, 2024April 1, 2024
A typical conventional bank earns money from interest by lending out money to consumers.
Mandy April 1, 2024April 1, 2024
CCRIS and CTOS are some of the crucial terms that are often mentioned during loan and financing application processes.
Yik Seong April 1, 2024March 27, 2024
What happens to your debt when you die? As grim as it may sound, this is something that a loan borrower should give a serious thought.
Yik Seong March 27, 2024March 25, 2024
The Reference Rate Framework was introduced in 1983, where the Base Lending Rate (BLR) was used as the reference rate for retail floating-rate loans.
Yik Seong March 25, 2024April 19, 2024
Many consumers have started switching to cashless payment methods especially during the pandemic because it’s a much safer option as compared to cash payments.
Mandy April 19, 2024April 5, 2024
According to a survey done by Rakuten Insight in 2019, 61% of the Malaysia population owns a car. As of 2020 April, there were 31.2 million units of cars registered, while the Malaysia population is 31.9 million.
Yik Seong April 5, 2024April 2, 2024
Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.
Yik Seong April 2, 2024March 22, 2024
Looking at today’s economic pattern, many people are voicing out their concern and disappointment regarding their economic health; be it being underpaid, high living cost, high monthly commitments which all have the same underlying message: Not Enough Money!
Q March 22, 2024March 1, 2024
Have you ever tried to apply for any loan like applying for personal loan, house loan or car loan through bank but your application was rejected due to your high Debt Service Ratio (DSR).
Q March 1, 2024January 9, 2024
Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
khairina January 9, 2024
