March 20, 2024

3 Best Ways to Buy a New Car or Used Car: Cash, Hire Purchase & Personal Loan

The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
March 19, 2024

Loan Koperasi: 3 Ways For Civil Servants To Apply

Are you a civil servant interested in applying for a personal loan from banks and koperasi (cooperatives), but not sure how to check your eligibility?
March 11, 2024

PolicyStreet Partners with Direct Lending, Debuts Embedded Microtakaful for Hari Raya

Direct Lending, an online personal lending marketplace, is launching #DIRECTBANTU+ to help ease the Rakyat’s financial burden during the recently announced full lockdown (FMCO).
March 7, 2024

[INFOGRAPHIC] 8 Islamic Personal Loan for Civil Servants (Syariah Compliant)

One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
March 5, 2024

Should I Apply An Early Settlement for My Loan?

People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
March 4, 2024

10 Financial Tips Every Working Adults in Malaysia Should Know

Recent statistics have shown that more than half of Malaysians admit to not having enough savings to survive on for longer than 3 months.
February 5, 2024

Best Way to Buy Motorbike in Malaysia – Motorcycle Loan or Personal Loan?

Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
January 23, 2024

10 Best Ways to Pay Off Bad Debt Quickly

Hidup tanpa bebanan hutang menjadi impian banyak orang di dunia ini.
January 22, 2024

6 Ways Identify Loan Scams & What to Do If You Have Been Scammed?

There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
January 9, 2024

8 Ways to Apply for Business Loans (Easy Approval)

Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
January 5, 2024

Income Tax Exemption In Malaysia And How To File e-Filing 2024

Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
January 5, 2024

12 Steps to Achieve Your Financial Goals 2024

The past two years have been extremely challenging to many as we are still combating the spread of the COVID-19 virus.
March 7, 2024

[INFOGRAPHIC] 8 Islamic Personal Loan for Civil Servants (Syariah Compliant)

One of the benefits of working as a civil servant is that you are entitled to a variety of Islamic personal loan that are Syariah-compliant, which serves as a great alternative as compared to those who are self-employed or working in the private sector.
March 5, 2024

Should I Apply An Early Settlement for My Loan?

People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
February 28, 2024

Credit Card Application Declined? Here Are 7 Possible Reasons Why

We all have experienced getting rejected before, after a job interview, by someone we admire…but getting rejected by a bank can truly hurt!
February 14, 2024

What Is a Personal Loan & The 5 Things You Should Know Before Applying

Personal loans are popular among individuals in Malaysia due to their wide availability.
February 8, 2024

[INFOGRAPHIC] How to Clear Name From CTOS and CCRIS Record

Many thought that with a bad CCRIS and CTOS record, they are unable to apply for financing as they are considered being ‘blacklisted’. So, some of you may want to settle this but unsure of how to clear name from CTOS and CCRIS record.
February 7, 2024

Credit Card Loan: 10 Effective Ways To Get Out Of It

The Malaysian public is increasingly moving towards cashless payment modes, and this financial innovation seems to continue to evolve, signifying a positive shift for our society.
January 11, 2022

6 Smart Ways To Grow Your Emergency Fund

Have you ever thought of what you might do if you are suddenly faced with a RM40,000 medical surgery bill?
January 10, 2022

8 Ways to Save for Your Children Education Fund

In the more recent years, the state of the economy has been fluctuating in an unprecedented manner that it has become even more important to have a steady amount of savings, especially for your children education fund.
December 19, 2019

Is it Better to Pay Debt or Invest?

The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two.
March 5, 2024

Should I Apply An Early Settlement for My Loan?

People these days have easy access to credit. You can either apply for a personal loan or swipe your credit card to obtain money for emergency, important milestone spending, or to fund lifestyle needs.
February 14, 2024

What Is a Personal Loan & The 5 Things You Should Know Before Applying

Personal loans are popular among individuals in Malaysia due to their wide availability.
February 6, 2024

Should You Apply For Debt Consolidation Personal Loan?

The biggest cargo people carry these days is debt. Borrowing, including the use of credit cards, is habit-forming. Once you get caught in the habit, you run the risk of spending more than you can really afford.
February 5, 2024

Is Licensed Moneylender Considered an ‘Ah Long’?

The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
February 5, 2024

5 Tips To Get Your Personal Loan Approved Faster

Are you currently short on funds and thinking of applying for a personal loan, but not sure how to? Or you have apply and wonder how does your personal loan approved?
February 1, 2024

3 Best Ways To Overlap Loan Effectively

It cannot be denied that taking up loan is risky especially if the borrower has a bad repayment pattern and lack of money management skill.
October 5, 2022

6 Great Budget-Friendly DIY Home Deco Ideas for Hari Raya

With Eid Mubarak is just around the corner, the anticipation and excitement of the believers are at peak.
September 23, 2022

Should You Rent or Buy House With a Salary Below RM3K in Malaysia?

“Should I rent or buy house?” is probably a question that gets pondered a lot by Malaysians, especially now that property prices have been consistently rising.
August 1, 2022

7 Things About PTPTN Loan Repayment That You Should Know

Skim Pinjaman Pendidikan, Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a national student loan scheme that aims to provide financial aid to students undergoing higher education in local higher education institutions or IPTs (Institusi Pengajian Tinggi).
February 25, 2020

How to Survive On a Low-Income Salary in Malaysia

According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they are expecting a much higher pay.
January 21, 2020

Pros vs Cons: Hypermarkets and Your Neighbourhood ‘Kedai Runcit’

For some people, shopping for groceries can be a tortuous experience. They find it more challenging to stretch the Ringgit and having to fork out much more for a regular amount of groceries.
December 23, 2019

6 Effective Ways You Can Cut Your Petrol Cost

We can all agree that the cost of living in Malaysia has increased significantly. One of our daily necessities that have been increasing is the cost of petrol.
January 19, 2024

5 Best Bank & Cooperative (Koperasi) Personal Loan for Government Servants in 2024

If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
January 9, 2024

8 Ways to Apply for Business Loans (Easy Approval)

Everyday, people are always out and about, be it for work or for pleasure. People always move and transport from places to places.
January 5, 2024

Income Tax Exemption In Malaysia And How To File e-Filing 2024

Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
January 5, 2024

Buying New Car vs Used Car In Malaysia: Which One’s Worth Your Money?

The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many conclude that the main reason to own a vehicle is to facilitate convenience.
January 5, 2024

RM0!? 5 Secrets To Get Cheap Flight Ticket Malaysia Edition

Everyone would love travelling around the world, experiencing new journey, learning about new culture, window shopping and eating new foods that is bizzare to your tongue.
November 8, 2023

House Renovation Loan: 3 Reason Why You Should Get It

Home improvement or home renovation is one of the most exciting endeavours house owners undertake on a periodic basis to beautify, remodel or expand their existing dwellings.