Featured Blog
April 1, 2026
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
Latest Blogs
February 12, 2026
We have received many inquiries from our customers on how to improve their CCRIS report (Central Credit Reference Information System) records.
Yik Seong February 12, 2026February 11, 2026
“Your loan is rejected because you have a bad CCRIS or CTOS record”. Have you been told this before by a bank officer? And you are wondering, “What is CCRIS and CTOS?”.
Yik Seong February 11, 2026February 3, 2026
If you are a civil servant, you will most likely have the experience of receiving SMS or cold calls offering you personal loan financing, whether it is from the bank or koperasi.
Yik Seong February 3, 2026January 12, 2026
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
Krystal Cheong January 12, 2026December 10, 2025
Tax relief or tax exemption in Malaysia is a system established by the Inland Revenue Board of Malaysia (LDHN) whereby taxpayers are allowed to deduct a certain amount of money from their income tax.
Mandy December 10, 2025November 12, 2025
The recent case of loan sharks charging RM500 for every 30 minutes delay in repayment is not an exaggeration. This case happened to an insurance agent who borrowed RM3,000 and paid the full amount.
Mandy November 12, 2025October 30, 2025
“Get money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
Sera October 30, 2025October 23, 2025
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong October 23, 2025January 7, 2025
“Should I rent or buy house?” is probably a question that gets pondered a lot by Malaysians, especially now that property prices have been consistently rising.
Yik Seong January 7, 2025June 18, 2024
We can all agree that the cost of living in Malaysia has increased significantly. One of our daily necessities that have been increasing is the cost of petrol.
Yik Seong June 18, 2024June 18, 2024
There is no doubt that there are a handful of people whose salaries are always insufficient and worst, run out before the next one. So the question is, how to save money in Malaysia?
Sera June 18, 2024June 10, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Mandy June 10, 2024November 12, 2025
Personal loans are popular among individuals in Malaysia due to their wide availability.
Sera November 12, 2025November 5, 2025
The term ‘car loan’ is a term that is familiar to most of us and it is very commonly talked as car is a necessary asset to have now. It is the best not to only rely on the public transport for our daily commute.
Q November 5, 2025November 4, 2025
A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
Mandy November 4, 2025October 30, 2025
“Get money from home refinancing? How does that work?” Perhaps some of us are not aware that the homes we live in can actually bring us some extra cash.
Sera October 30, 2025October 23, 2025
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong October 23, 2025October 22, 2025
Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
Yik Seong October 22, 2025October 17, 2022
Based on research done for Keupayaan dan Rangkuman Kewangan 2018, there are still many Malaysian that have low confidence, especially in their financial planning.
Mandy October 17, 2022December 19, 2019
The question is simple, but it requires careful thinking. Before giving your answer, let us look at the fundamental difference between the two.
Mandy December 19, 2019November 12, 2025
Personal loans are popular among individuals in Malaysia due to their wide availability.
Sera November 12, 2025November 4, 2025
A personal loan is a type of credit facility offered by financial institutions to help fulfill your financial needs. In general, many borrowers apply for a personal loan based on various reasons such as settling overdue debts, tackling emergency needs, wedding costs, home renovation, and many more.
Mandy November 4, 2025October 23, 2025
There has been a lot of media coverage about loan scammers going on lately, especially during this COVID-19 pandemic. Usually loan scammers have these few tricks under their sleeve.
Yik Seong October 23, 2025October 23, 2025
What is Fast Approval Personal Loan? Personal loan has been the primary choice for financial funding especially when you are in need for emergency cash.
Q October 23, 2025October 22, 2025
Those whose source of income has been dwindling down and are unable to apply for the moratorium or not eligible for one might consider a personal loan application instead.
Yik Seong October 22, 2025March 12, 2025
There have been irresponsible parties pretending to be Direct Lending and offering pre-approved loan. These scammers are still actively on the loose.
Mandy March 12, 2025November 24, 2022
Tying the knot between you and your loved one is a human nature and the ultimate goal in every relationship, but this modern century have brought us into the realization that save money for wedding in plan also means that it is not going to be sufficient with just the intention to, but also the amount of efforts needed to make it happen.
Sera November 24, 2022October 18, 2022
The pandemic has brought some silver lining to us in terms of scaling back on wedding costs in Malaysia.
Sera October 18, 2022October 5, 2022
With Eid Mubarak is just around the corner, the anticipation and excitement of the believers are at peak.
Sera October 5, 2022February 25, 2020
According to a recent survey by Hays Asia, about 46% of Malaysians are unhappy with their salary as they are expecting a much higher pay.
Yik Seong February 25, 2020January 21, 2020
For some people, shopping for groceries can be a tortuous experience. They find it more challenging to stretch the Ringgit and having to fork out much more for a regular amount of groceries.
Sera January 21, 2020April 20, 2017
Starting a business is tough work. But to start a business and keep a day job; that is even tougher!
Yik Seong April 20, 2017June 10, 2024
The increasing consumers price in our country is not something new or unfamiliar, on the contrary, almost every year this issue arises.
Mandy June 10, 2024April 30, 2024
It is undeniable that car can be considered as a daily necessity for everyone no matter if they are still a bachelor or married with family in this era especially those people who are working in the city.
Q April 30, 2024April 25, 2024
Other than your usual EPF savings, how many of us have other forms of savings for our retirement?
Sera April 25, 2024April 23, 2024
Owning a home is definitely one of the things that people would name as a ‘life goal’, and it even serves as a status symbol apart from being a source of comfort.
Sera April 23, 2024April 23, 2024
Skim Pinjaman Pendidikan, Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a national student loan scheme that aims to provide financial aid to students undergoing higher education in local higher education institutions or IPTs (Institusi Pengajian Tinggi).
Ehsan Marisah April 23, 2024April 22, 2024
The majority of Malaysians, especially those living in the urban city areas will own at least a car. Many conclude that the main reason to own a vehicle is to facilitate convenience.
Mandy April 22, 2024
